AR Credit Analyst

Aston Carter•Phoenix, AZ

3d•$25 - $29•Onsite

About The Position

As an AR Credit Analyst, you will be responsible for analyzing financial data, reviewing financial statements, income, and cash flow to assess a customer's creditworthiness. You will use computer programs to calculate financial ratios, such as debt-to-income, to evaluate financial health and make recommendations regarding loan approvals, denials, or interest rate changes.

Requirements

Proficiency in credit analysis.
Experience in accounts receivable and collections.
Ability to perform reconciliations and cash applications.
Knowledge of credit risk and credit management.
Experience in B2B collections.
Minimum of 3+ years of Credit Analyst experience.
2+ years of experience in construction-related credit (B2B).
Experience managing high volume/high stress portfolios (1000 applications/month).
1+ years of experience with Excel.
1+ year of experience navigating multiple ERP systems in a single role.

Responsibilities

Analyze financial data and review financial statements to determine creditworthiness.
Calculate financial ratios using computer programs to evaluate financial health.
Make recommendations for loan approvals, denials, or interest rate changes.
Prepare reports summarizing a customer's financial health and lending risk.
Monitor compliance with bank policies and guidelines.
Assist with company and client audits.
Communicate with customers to resolve complaints and verify financial transactions.