Credit Review AR Analyst

TD SYNNEX • Clearwater, FL

3d • Hybrid

About The Position

Join TD SYNNEX’s Credit team as a Credit Review & AR Analyst focused on credit risk analysis for a large, fast-paced technology distribution organization. This role blends financial analysis with relationship management: you’ll evaluate customer creditworthiness, set and monitor credit limits and terms, review sales orders for release, and work closely with sales, customers, and cross-functional teams to protect revenue while controlling credit risk. This is a highly dynamic role that rewards strong communication, analytical curiosity, and a desire to grow into senior credit roles.

Requirements

• 1–3 years relevant experience in credit analysis, accounts receivable, finance, or related roles.
• Basic financial statement analysis skills and comfort working with accounting and finance terminology.
• Strong written and verbal communication skills in English; ability to interact professionally across teams and with customers.
• Organized, detail-oriented, able to manage competing deadlines in a fast-paced environment.
• Proficiency with Microsoft Office (Outlook, Word, Excel) and willingness to learn internal credit/AR systems and AI-assisted tools.

Nice To Haves

• Bachelor’s degree in Accounting, Finance, Economics, or related field — or equivalent years of relevant experience.
• Experience managing customer portfolios, handling credit requests > $50K, or negotiating credit terms and security.

Responsibilities

• Manage a portfolio of customer accounts (typical portfolio size ~15–25 accounts) and complete scheduled credit reviews on a monthly cadence to maintain accurate credit limits and controls.
• Perform financial statement analysis and interpret balance sheets, income statements, and cash flow information; perform deeper reviews for credit requests > $50K.
• Respond rapidly to urgent or “rush” credit requests tied to high-value sales opportunities, balancing speed and risk mitigation.
• Review and release sales orders within established credit guidelines; escalate or recommend holds when appropriate.
• Negotiate credit remedies and risk controls (e.g., collateral, Personal Guarantees, PMSI, revised terms) with customers and recommend solutions to senior credit stakeholders.
• Communicate professionally with sales teams, customers, TD SYNNEX Capital, FP&A, logistics, and other internal partners to gather information, validate forecasts, and resolve discrepancies.
• Document credit decisions and underlying rationale clearly and promptly in company systems to ensure auditability and consistent portfolio management.
• Use available tools (credit platforms, Excel exports, and AI-enabled tools) to analyze account data; heavy Excel modeling is not required but basic spreadsheet skills are necessary.
• Contribute to process improvements and strategic initiatives as assigned; work both autonomously and collaboratively on projects that increase efficiency and reduce risk.
• Maintain confidentiality and adhere to company policies, controls, and compliance expectations; be prepared for occasional on-call or nonstandard hours as business needs dictate.

Benefits

• Elective Benefits: Our programs are tailored to your country to best accommodate your lifestyle.
• Grow Your Career: Accelerate your path to success (and keep up with the future) with formal programs on leadership and professional development, and many more on-demand courses.
• Elevate Your Personal Well-Being: Boost your financial, physical, and mental well-being through seminars, events, and our global Life Empowerment Assistance Program.
• Diversity, Equity & Inclusion: It’s not just a phrase to us; valuing every voice is how we succeed. Join us in celebrating our global diversity through inclusive education, meaningful peer-to-peer conversations, and equitable growth and development opportunities.
• Make the Most of our Global Organization: Network with other new co-workers within your first 30 days through our onboarding program.
• Connect with Your Community: Participate in internal, peer-led inclusive communities and activities, including business resource groups, local volunteering events, and more environmental and social initiatives.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree