Appraisal Analyst

Farm Credit Services of America•Cullman, AL

About The Position

With general guidance, the Appraisal Analyst performs price and value analysis studies of real estate, livestock, commodities, and equipment to help protect Association collateral assets and maintain compliance with applicable Farm Credit Administration (FCA) regulations. The role creates, evaluates, and maintains appraisal technology tools and supports logistics, policy compliance, and reporting for the Association’s appraisal division. It also assists with developing and maintaining policies and procedures. The position collects and analyzes data to support high-quality commodity and real estate market reporting. It researches trends in Association real estate markets and commodity prices and develops reports for appraisal team members and senior management to support decision-making. The analyst also uses general appraisal and valuation knowledge to assist with administrative appraisal reviews. Additional administrative duties include assigning valuation requests, creating and maintaining invoices, uploading files, and assisting the Appraisal Manager in engaging outside third-party appraisers. The role works with general supervision, handles moderately complex issues, refers more complex matters to higher-level staff, and may coach or instruct lower-level colleagues or provide leadership, coaching, or mentoring to a subordinate group. Moderate travel is expected.

Requirements

Bachelor’s degree in business administration, finance, accounting, agricultural economics, or a related field, or equivalent experience.
Zero to four years of experience in lending, credit review, and/or auditing.
Solid working knowledge of banking administration and accounting practices, financial analysis and reporting, applicable federal and state regulations and FCA regulations, and asset/liability and risk management practices.
Ability to handle moderately complex issues and refer more complex issues to higher-level staff.
Ability to communicate and coordinate effectively with all levels of management and outside vendors.
Ability to exercise sound judgment, use discretion, and maintain confidentiality.
Ability to work with general supervision and travel on a moderate basis.
Oral and written communication skills.
Average to intermediate skill level in Microsoft Office applications.
Analytical thinking and mathematical skills.
Ability to work as part of a team.

Responsibilities

Perform risk analysis studies, including collateral value analysis of Association assets.
Conduct price and value analysis of real estate, livestock, commodities, and equipment.
Help maintain compliance with applicable FCA collateral valuation regulations.
Create, evaluate, and maintain appraisal technology tools.
Assist with appraisal-division logistics, policy compliance, and reporting.
Assist in developing and maintaining policies and procedures.
Collect and analyze data for commodity and real estate market reporting.
Research Association real estate market trends and commodity prices, and prepare reports for appraisal team members and senior management.
Assist with administrative appraisal reviews.
Assign valuation requests, create and maintain invoices, and upload files.
Assist the Appraisal Manager in engaging outside third-party appraisers.
Communicate and coordinate with management and outside vendors, exercise sound judgment and discretion, and maintain confidentiality.
Work as part of a team and, as applicable, coach or instruct lower-level colleagues or provide leadership, coaching, or mentoring to a subordinate group.
Travel on a moderate basis.