Appointed Actuary

Brighthouse Financial • Charlotte, NC

4d • Hybrid

About The Position

As the Appointed Actuary, you’ll be responsible for assessing the asset adequacy for Brighthouse Financial’s operating companies. This senior leadership role reports directly to the Chief Actuary and serves as a critical steward of the organization’s financial strength, providing independent actuarial opinions, leading regulatory engagement, and shaping strategic risk management across complex products and investment portfolios. The role plays a pivotal part in ensuring the company’s long-term financial stability, influencing enterprise-wide decisions, and maintaining the confidence of regulators, rating agencies, and key stakeholders.

Requirements

• FSA and MAAA with 10+ years of industry experience
• At least 3 years of experience serving as an appointed actuary
• Experience in valuation and/or ALM roles
• Deep expertise in asset adequacy testing, VM-30, statutory valuation, and cash flow modeling
• Strong understanding of life insurance and annuity products
• Proven experience interacting with senior management, regulators, auditors, rating agencies, and Boards
• Exceptional interpersonal skills to build strong partnerships and influence stakeholders
• Ability to translate technical concepts to non-technical audiences
• Confidence in making decisions, utilizing all available information and considering downstream impacts

Responsibilities

• Serve as the Appointed Actuary for Brighthouse Life Insurance Company, Brighthouse Life Insurance Company of NY, New England Life Insurance Company, and Brighthouse Reinsurance Company of Delaware; attesting to the statutory reserves and asset adequacy of each company
• Collaborate with the Cash Flow Testing team to ensure asset adequacy analysis is consistently performed in a timely, well-governed process
• Work closely with Valuation and Experience Studies teams to establish appropriate best estimate assumptions and provisions for adverse deviation
• Prepare and present actuarial materials to senior management and the Board of Directors, translating technical analysis into clear business insights
• Build strong, credible, trusted relationships with regulators and auditors, serving as the key point of contact on actuarial matters
• Lead the engagement with industry groups, such as ACLI, LICONY, and the SOA on emerging actuarial issues
• Develop and communicate company strategy on relevant emerging actuarial issues
• Provide guidance and thought leadership to internal working groups, including GA ALM, Hedging, Reinsurance, and Experience Studies

Benefits

• Total compensation ranging from $400,000 - $600,000 inclusive of base salary and competitive performance-based incentives determined by company and individual results.
• Work remotely or in the office to better thrive in all areas of life.
• Recharge with a minimum of 25 days of paid time off and 16 paid company holidays per calendar year plus paid volunteer time and paid study time.
• Work toward achieving your financial goals through our 401(k) savings plan with company match (up to 6%) and annual company nondiscretionary contribution (3%), 15% employee stock purchase plan discount, and financial counseling services.
• Enjoy competitive medical, vision, and dental plans plus tax-free health savings accounts with potential company contributions up to $1,000 per family.
• Care for loved ones with up to 16 weeks of paid leave for new parents, back-up dependent care, dependent care flexible spending account, and up to a $25,000 lifetime maximum during your adoption, infertility, or surrogacy journey.
• Gain access to company-paid basic life insurance and short-term disability insurance.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior