Analytics Analyst Senior

OneMain Financial • Charlotte, NC

2d

About The Position

OneMain Financial is seeking an Analytics Analyst Senior to join its Card Analytics team in Charlotte, NC. The role supports credit risk underwriting, pricing, and acquisition strategies, and provides analytical insights to business partners and executives. Strategy areas include approval and decline decisions, credit line assignment, loan terms, pricing, and risk appetite frameworks, with the goals of supporting profitable growth, mitigating losses, and improving portfolio performance and processes.

The analyst will extract and analyze historical customer data from multiple systems, investigate customer behavior, and use business acumen and analytical methods to develop timely, profitable strategies. The position also supports reporting, strategy implementation and validation, and ad hoc analyses such as customer segmentation, competitive analysis, sensitivity analysis, modeling, and performance reviews. The successful candidate will communicate findings effectively to management and contribute across complex projects from end to end.

Requirements

• 3–5 years of experience in complex, data-driven problem solving.
• Strong SQL, SAS, and Excel skills.
• Ability to take an innovative, highly analytical approach to solving problems.

Nice To Haves

• Bachelor’s degree in a quantitative discipline such as Engineering, Statistics, Economics, Business Management, or Computer Science; graduate degree preferred.
• Experience with multiple types of relational databases, BI tools or platforms, and/or additional programming languages.
• Lending or consumer finance industry experience.

Responsibilities

• Design, recommend, document, and execute consumer credit underwriting and pricing strategies by extracting and analyzing historical customer performance data from multiple systems.
• Use data query tools and decision-tree analytical software to develop, test, and execute strategies.
• Apply regression models and machine-learning algorithms to identify key drivers and estimate customer behavior under different strategy treatments.
• Develop strategy optimization frameworks with a full credit-cycle perspective to drive profitable business growth.
• Implement quality-control processes to ensure data accuracy.
• Improve existing processes and reporting through automation, quality control, presentation, and insights.
• Summarize and present results and insights to management.
• Support reporting, strategy implementation and validation, and ad hoc analyses, including customer segmentation, competitive analysis, sensitivity analysis, modeling, and performance reviews.

Benefits

• Medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurance options.
• Up to 4% matching 401(k).
• Employee Stock Purchase Plan with a 10% share discount.
• Tuition reimbursement.
• Paid time off, including 15 vacation days per year and 2 personal days, prorated based on start date.
• Paid sick leave as determined by state or local ordinance, prorated based on start date.
• Seven paid holidays per year, based on start date.
• Three paid volunteer days per year, prorated based on start date.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior