Analytics Analyst Senior

OneMain Financial • Charlotte, NC

1d

About The Position

OneMain Financial is seeking an Analytics Analyst Senior to join its Card Analytics team in Charlotte, North Carolina. The role supports credit risk underwriting, pricing, and customer acquisition strategies, using analysis to promote revenue growth, mitigate losses, streamline processes, and support a healthy lending portfolio. The analyst will extract and examine customer performance data, investigate customer behavior, develop business strategies, and communicate findings to business partners and management.

The position works with partners on reporting, strategy implementation and validation, and ad hoc analyses, including customer segmentation, competitive and sensitivity analyses, modeling, and performance reviews. Under a manager’s limited guidance, the analyst will work across projects from analysis and strategy design through implementation, using data-query and decision-tree tools as well as statistical and machine-learning methods.

Requirements

• 3–5 years of experience in complex, data-driven problem solving.
• Strong SQL, SAS, and Excel skills.
• Ability to take an innovative, highly analytical approach to problem solving.
• Bachelor’s degree in a quantitative discipline such as Engineering, Statistics, Economics, Business Management, or Computer Science is preferred.

Nice To Haves

• Graduate degree in a quantitative discipline.
• Experience with multiple types of relational databases, BI tools or platforms, and/or additional programming languages.
• Lending or consumer finance industry experience.

Responsibilities

• Design, recommend, document, and execute consumer credit underwriting and pricing strategies using historical customer performance data from multiple systems.
• Use data-query tools and decision-tree analytical software to develop, test, and execute new strategies.
• Apply regression models and machine-learning algorithms to identify key drivers and estimate customer behavior under different strategy treatments.
• Develop a strategy optimization framework with a full credit-cycle view to drive profitable business growth.
• Implement quality-control processes to ensure data accuracy.
• Improve existing processes and reporting through automation, quality control, presentation, and insights.
• Summarize and present results and insights effectively to management.
• Contribute to reporting, strategy implementation and validation, and ad hoc analyses such as customer segmentation, competitive analysis, sensitivity analysis, modeling, and performance reviews.

Benefits

• Health and wellbeing options, including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurance.
• 401(k) matching of up to 4%.
• Employee Stock Purchase Plan with a 10% share discount.
• Tuition reimbursement.
• Paid time off, including 15 vacation days per year and two personal days, prorated based on start date.
• Paid sick leave as determined by state or local ordinance, prorated based on start date.
• Seven paid holidays per year, based on start date.
• Three days of paid volunteer time per year, prorated based on start date.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior