Analyst - Technology, Media & Telecom (TMT)

MUFG•New York, NY

5d•$100,000 - $110,000•Hybrid

About The Position

This role is for a Credit Risk Analyst within MUFG's growing Portfolio Management Group. The Analyst will be responsible for credit coverage of clients in the Technology, Media, and Telecom (TMT) sector, including investment grade, non-investment grade public, and privately owned corporate borrowers. Key duties involve preparing detailed credit analyses and applications, evaluating corporate, regulatory, and industry risks, assessing historical and projected operating performance, and analyzing capital structures. The Analyst will determine appropriate risk ratings based on established policies and guidelines, support active credit management, and underwrite new transactions. This includes analyzing risks and mitigants, monitoring credits for potential changes in credit quality, with the goal of maximizing the bank’s net income while minimizing credit costs. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day.

Requirements

Minimum of 1 year of work experience within a financial institution, accounting firm or rating agency analyzing corporate client's risk and credit profiles.
Strong financial spreading/modeling and analytical skills.
Experience analyzing corporate credit and financing transactions.
Proficient in Microsoft Word, PowerPoint and Excel
Strong written, verbal and interpersonal communication skills with ability to work independently.
Experience utilizing AI tools to assist in core job functions.
Bachelor’s degree, in Finance, Accounting, Business or Economics

Nice To Haves

Completion of a formal credit-training program at a money center bank preferred
working towards a CFA a plus

Responsibilities

Perform due diligence on new transactions as well as regularly scheduled evaluation of the existing loan portfolio.
Coordinate and communicate account information across various constituencies.
Responsible for building and maintaining knowledge of country/risk factors and all current events within the TMTS industry vertical in the assigned portfolio utilizing internal and external sources.
Attend client and bank meetings when appropriate via phone, video or occasionally in-person.
Participate in special projects as assigned.
Support the prescreening of proposed transactions to identify critical structural issues and risks, balancing institutional policy with business objectives.
Work on structured credit transactions (including securitizations, supply chain finance, FX, equity margin facilities and leasing transactions).
Prepare and present select Quarterly Watch List credits to senior credit officers.
Understand and maintain knowledge of industries represented in portfolio, including technical aspects and regulatory issues.
Support the Senior Credit Officer, communicate with Relationship Managers and Portfolio Managers to problem solve and ensure transaction requests are acceptable within the risk appetite of the firm.
Ensure compliance with internal policy and procedural requirements by understanding and adhering to USWB Operating Procedures, General Credit Policies for the Americas (GCP), and Procedures for Credit Ratings and Credit Rules.
Evaluate and establish appropriate ratings for transactions and correlate appropriate exposure level with regard to exposure on both a transaction and group level.
Ensure compliance with policy and regulatory requirements, including timely completion of all assigned training courses.