Analyst, Investor Rept Sr

Freedom Mortgage•Harrisburg, PA

About The Position

The Analyst, Investor Rept Sr prepares and reconciles monthly investor reports and remittances, processes cash movements, and responds to inquiries related to investor reporting. The role analyzes loan and pool activity, reconciles portfolios and custodial accounts, resolves cash variances and adjustments, and ensures reports and remittances comply with investor guidelines and requirements. It also supports audits, loan transfers, service releases, system testing, issue research, and training as needed. This position has no supervisory responsibilities.

Requirements

Bachelor’s degree from a four-year college or university, or one to two years of related experience and/or training, or an equivalent combination of education and experience.
Ability to read, analyze, and interpret business periodicals, professional journals, technical procedures, and government regulations.
Ability to write reports, business correspondence, and procedure manuals, and to present information and respond to questions from managers, clients, customers, and the public.
Ability to work with probability, statistical inference, geometry, trigonometry, fractions, percentages, ratios, and proportions.
Ability to solve practical problems, handle concrete variables where standardization is limited, and interpret written, oral, diagrammatic, or schedule-based instructions.
Strong analytical skills and excellent math aptitude.
Strong attention to detail.
Experience with Fannie Mae, Freddie Mac, and Ginnie Mae reporting and reconciliation, including FNMA schedules 1, 2, and 3.

Nice To Haves

Experience with Fiserv, Business Objects, or Monarch.

Responsibilities

Analyze system cutoff activity based on remittance methodology.
Perform pool-to-security reconciliations and test expected cash analysis; quantify overages and shortages and take appropriate steps to clear variances.
Prepare reports and remit funds associated with monthly loan activity to investors.
Monitor P&I custodial accounts to prevent overdrafts and advance funds if needed.
Manage relationships with GSE and non-GSE representatives regarding servicing and investor reporting.
Balance scheduled/scheduled, actual/actual, or scheduled/actual loan-level and pool-level portfolios, reporting monthly balances and remittances according to investor guidelines.
Monitor new All Regs publications and update investor reporting policies and procedures to comply with new requirements.
Research and clear cash adjustments before they become aged.
Handle daily internal inquiries about investor reporting functions and respond promptly to investor inquiries or requests.
Prepare requested documentation for internal and external audits.
Process loan transfers and portfolio reconciliations for acquired loans.
Provide requested data for loans being service released.
Assist with training new hires when needed.
Identify key investor-related issues for research, analysis, and resolution, and prepare summary reports of findings.
Perform investor functionality testing in the service bureau system as needed.
Complete special projects as assigned.
Maintain regular and punctual attendance.
Perform other related duties as assigned.