Analyst, Investor Rept Sr

Freedom Mortgage•PA Remote, PA

About The Position

The Analyst, Investor Rept Sr prepares and reconciles monthly investor reports and remittances, processes cash movements, and responds to internal and external inquiries related to investor reporting. The role performs investor reporting and reconciliation activities, supports servicing and investor relationships, researches and resolves cash and reporting issues, and provides documentation and data for audits and loan transfers. The position has no supervisory responsibilities. Employees must be able to perform the essential functions satisfactorily, with reasonable accommodations where applicable. Freedom Mortgage may change specific job duties based on organizational needs.

Requirements

Bachelor’s degree from a four-year college or university, or one to two years of related experience and/or training, or an equivalent combination of education and experience.
Ability to read, analyze, and interpret business periodicals, professional journals, technical procedures, and government regulations.
Ability to write reports, business correspondence, and procedure manuals, and to present information and respond to questions from groups, managers, clients, customers, and the public.
Ability to work with probability, statistical inference, geometry, and trigonometry, and apply fractions, percentages, ratios, and proportions to practical situations.
Ability to solve practical problems involving varied concrete variables and interpret written, oral, diagrammatic, or scheduled instructions.
Strong analytical skills and excellent math aptitude.
Strong attention to detail.
Ability to perform the essential functions of the job, with or without reasonable accommodation.

Nice To Haves

Experience with Fannie Mae, Freddie Mac, and Ginnie Mae reporting and reconciliation, including FNMA schedules 1, 2, and 3.
Experience with Fiserv, Business Objects, or Monarch.

Responsibilities

Analyze system cutoff activity based on remittance methodology.
Perform pool-to-security reconciliations and expected-cash analyses; quantify overages and shortages and take appropriate steps to clear variances.
Prepare reports and remit funds associated with monthly loan activity to investors.
Monitor P&I custodial accounts to prevent overdrafts and advance funds if needed.
Manage relationships with GSE and non-GSE representatives regarding servicing and investor reporting.
Balance scheduled/scheduled, actual/actual, or scheduled/actual loan-level and pool-level portfolios, and report monthly balances and remittances according to investor guidelines.
Monitor new publications from All Regs and update investor reporting policies and procedures to comply with new requirements.
Research and clear cash adjustments before they become aged.
Handle daily internal inquiries concerning investor reporting functions and respond promptly to investor inquiries or requests.
Prepare requested documentation for internal and external audits.
Process loan transfers and portfolio reconciliations for acquired loans.
Provide requested data for loans being service released.
Assist in training new hires when needed.
Identify investor-related issues for research, analysis, and resolution, and prepare summary reports of findings.
Perform investor functionality testing in the service bureau system as needed.
Complete special projects as assigned.
Maintain regular and punctual attendance.
Perform other related duties as assigned.