Analyst, Global Financial Crimes Compliance

T. Rowe Price • Owings Mills, MD

3d • Hybrid

About The Position

The Analyst, Global Financial Crimes Compliance applies working and conceptual knowledge of fraud and financial crimes investigations to independently manage moderately complex matters. The role is accountable for its investigative work, coordinates with internal stakeholders, and applies risk-based judgment within established policies, procedures, and escalation frameworks.

The analyst investigates suspicious account activity, fraud referrals, alerts, potential account takeover, identity theft, suspicious transactions, financial exploitation indicators, scams, and other financial crime concerns. The role gathers and analyzes information from internal and external sources, assesses risk implications, communicates with stakeholders, and maintains complete, defensible investigative documentation.

Requirements

• Bachelor's degree or an equivalent combination of education and relevant experience.
• At least 5 years of total relevant work experience.
• Strong analytical and investigative skills, including the ability to identify suspicious patterns and trends.
• Strong written and verbal communication skills, including investigative documentation and narrative writing.
• Sound judgment and ability to make risk-based decisions in a fast-paced environment.
• Demonstrated independence and accountability, with the ability to manage complex investigative work with limited guidance.
• Ability to collaborate effectively across multiple groups and levels of management in compliance, legal, operations, and business teams.
• Ability to meet strict deadlines.
• FINRA licenses are not required and will not be supported for this role.

Nice To Haves

• At least 2 years of relevant compliance experience in financial crimes, AML, fraud, or suspicious activity investigations.
• Familiarity with retail, brokerage, or retirement products.
• Knowledge of BSA/AML, SAR, KYC/CIP, and OFAC requirements.

Responsibilities

• Research, gather, and evaluate information for escalated alerts, fraud referrals, suspicious activity monitoring cases, and other matters requiring FIU review.
• Conduct end-to-end investigations of moderate complexity, reviewing account activity, transaction history, client or participant interactions, digital activity, documents, internal referrals, and relevant external information.
• Assess whether activity appears fraudulent, suspicious, inconclusive, or explainable, and document the rationale for recommended disposition.
• Identify red flags associated with account takeover, identity theft, unauthorized activity, social engineering, scams, financial exploitation, suspicious fund movement, and other financial crime typologies.
• Prepare investigative summaries with relevant facts, analysis, timelines, findings, recommended actions, and escalation rationale.
• Determine when matters require escalation to senior investigators, management, Legal, AML, Privacy, Security, business leaders, or other control partners.
• Support regulatory review considerations, including potential SAR analysis, financial exploitation reporting, law enforcement referral, privacy review, or other required notifications, as applicable.
• Partner with business, operations, compliance, legal, security, risk, and technology stakeholders to obtain information, resolve open items, and support risk mitigation.
• Identify recurring fraud patterns, case themes, process weaknesses, and control gaps observed through investigative work.
• Contribute to fraud metrics, trend analysis, case categorization, root cause observations, and thematic reviews.
• Suggest enhancements to monitoring, detection, documentation, procedures, process handoffs, and stakeholder communication.
• Maintain accurate and complete case records in accordance with policy, procedure, confidentiality expectations, and regulatory standards.
• Support onboarding, informal peer coaching, knowledge sharing, and team process consistency.

Benefits

• Discretionary bonus eligibility, determined based on company and individual performance.
• Generous retirement plan.
• Health and wellness benefits, including online therapy.
• Paid time off for vacation, illness, medical appointments, and volunteering days.
• Family care resources, including fertility and adoption benefits.
• Hybrid work schedule.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level