Global Financial Crimes, Analyst

MUFG•Irving, TX

5d•$65,000 - $87,000•Hybrid

About The Position

The Global Financial Crimes Analyst conducts investigations to identify potentially suspicious financial or fraudulent activity, including money laundering, terrorist financing, fraud, and other financial risks or crimes. The role recommends whether activity is suspicious to the Americas AML Investigations Unit Manager and prepares Suspicious Activity Reports (SARs) in accordance with regulatory guidelines and deadlines. The selected colleague works at an MUFG office or client site four days per week and remotely one day per week. The position involves routine compliance work, investigating transactions and accounts, communicating potential financial crime trends, and keeping current with regulatory developments. The role requires applying company policies and standard practices, using judgment to resolve issues, and escalating non-standard matters. The typical base pay range is $65,000–$87,000, depending on job-related knowledge, skills, experience, and location. The role may also be eligible for discretionary performance-based bonus or incentive compensation. MUFG offers a benefits package that includes health and wellness benefits, retirement plans, educational assistance and training, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. Benefits are subject to eligibility requirements and applicable terms.

Requirements

1–3 years of banking experience, with a strong emphasis on BSA, AML, and OFAC laws and regulations.
1–2 years of experience using Excel.
Experience preparing and writing Suspicious Activity Reports (SARs).
Experience conducting enhanced investigations of escalated alerts and cases and providing a disposition recommendation.
Experience analyzing or managing financial crime investigative processes.
Experience interacting with senior managers and compliance subject matter experts.
Strong analytical and investigative skills.
Strong interpersonal communication and collaborative skills.
Process-oriented, with the ability to develop appropriate program-enhancing strategies.
Detail-oriented and organized execution.
Knowledge of laws and requirements applicable to money laundering, including the BSA, Patriot Act, U.S. Treasury AML guidelines, OFAC requirements, and Suspicious Activity Reporting requirements.
Understanding of banking and financial services, including products, services, and transactions typical for the Branch.

Nice To Haves

AML experience within Correspondent Banking.
CAMS certification.
Bachelor’s degree; equivalent work experience is acceptable.

Responsibilities

Conduct investigations to identify potentially suspicious financial or fraudulent activity, including money laundering, terrorist financing, fraud, and other financial risks or crimes.
Recommend to the Americas AML Investigations Unit Manager whether activity is suspicious.
Prepare Suspicious Activity Reports (SARs) in accordance with regulatory guidelines and time frames.
Review and research suspect items and transactions, and report suspicious activity as required.
Communicate activity and trends that could indicate potential money laundering or terrorist financing to the AML Compliance Manager.
Perform routine compliance tasks and address routine compliance issues, including documentation and reporting; assist in monitoring regulatory issues as needed.
Stay apprised of regulatory matters and developments through compliance publications, websites, conferences, and training.
Apply company policies and standard practices to resolve problems; analyze issues, make decisions, and escalate non-standard problems or issues.
Use knowledge of banking and financial services products, services, and transactions to investigate activity.
Analyze transaction or account activity to identify unusual or potentially suspicious activity.