Analyst-Affiliate Management
About The Position
American Express National Bank (AENB) is American Express’ U.S. banking operation serving consumer and small business customers with payments, financing, and deposit products. AENB HQ supports administration of AENB programs and helps ensure their safety and soundness while improving effectiveness, efficiency, and consistency across the enterprise through governance, strategic planning, control management, program management, and regulatory functions. The Analyst, Affiliate Management Governance supports Enterprise and AENB affiliate management programs by executing and continuously enhancing centralized governance activities. The role delivers data analysis and carries out activities across the third-party risk management lifecycle. It calls for strong collaboration, analytical and communication skills, intellectual curiosity, and attention to detail. The successful candidate is a proactive individual contributor who owns deliverables, investigates issues, develops actionable recommendations, and identifies opportunities to simplify and automate work. The position partners with internal stakeholders to promote consistent program execution and alignment with applicable policies, procedures, governance standards, and regulatory expectations, including Regulation W as applicable and the Interagency Guidance on Third-Party Relationships: Risk Management.
Requirements
- 2–5+ years of banking, operational risk, audit/exam management, third-party risk management, control management, and/or governance experience.
- Strong analytical and critical-thinking skills, including the ability to evaluate data, identify gaps and trends, and develop actionable recommendations.
- Effective written, verbal, and presentation skills, with the ability to communicate findings, risks, and recommendations clearly.
- High attention to detail, superior organizational skills, and ability to follow through.
- Ability to work independently while contributing collaboratively within a team environment.
- Demonstrated initiative and ability to manage multiple priorities in a fast-paced, highly regulated environment.
- Ability to thoughtfully leverage AI-enabled tools, agents, or automation where appropriate to improve efficiency, analysis, documentation, and reporting while applying sound judgment and governance expectations.
- Eligibility to work in the United States; American Express will not pursue visa sponsorship for these positions.
Responsibilities
- Support audit, regulatory examination, and second-line review deliverables by analyzing requests, reviewing evidence, preparing responses, and tracking submissions through established review and approval processes.
- Collect, reconcile, and analyze affiliate management data to identify trends, root causes, risks, and opportunities to improve processes, procedures, or controls.
- Develop and maintain project plans, milestone and dependency tracking, and status reporting across governance initiatives; identify risks and blockers and coordinate timely completion of deliverables.
- Support development and maintenance of affiliate management standards, procedures, and program documentation, including requirements mapping, gap analysis, and coordination of stakeholder reviews and approvals.
- Execute Process Risk Self-Assessment (PRSA) and Risk and Control Self-Assessment (RCSA) activities, including process and risk mapping, control development, test-script preparation, and testing aligned with established methodologies and program requirements.
- Identify, document, and communicate governance gaps, findings, and policy exceptions; work with appropriate owners to track remediation, escalate overdue items, and support timely resolution and closure.
- Partner with the affiliate management team, Control Management, and key stakeholders to resolve data and documentation gaps, promote consistent program execution, and strengthen governance processes.
- Identify, test, and implement process improvements using approved AI-enabled tools, agents, and automation; validate outputs and measure improvements in efficiency and accuracy with appropriate governance and oversight.
- Ensure governance activities align with applicable enterprise and AENB policies, standards, regulatory requirements, and supervisory expectations, including Regulation W as applicable and the Interagency Guidance on Third-Party Relationships: Risk Management.
- Leverage AI-enabled tools, agents, or automation to support analysis, documentation, reporting, and continuous improvement, with appropriate governance.
Benefits
- Competitive base salaries
- Bonus incentives
- 6% company match on retirement savings plan
- Free financial coaching and financial well-being support
- Comprehensive medical, dental, vision, life insurance, and disability benefits
- Flexible working model with hybrid, onsite, or virtual arrangements depending on role and business need
- 20+ weeks of paid parental leave for all parents, regardless of gender, for pregnancy, adoption, or surrogacy
- Free access to global onsite wellness centers staffed with nurses and doctors, depending on location
- Free and confidential counseling support through the Healthy Minds program
- Career development and training opportunities
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
