Analyst 2, Credit

Softchoice • Toronto, ON

67d • $62,000 - $78,000 • Hybrid

About The Position

Why you’ll love Softchoice:We are a software-focused IT solutions and services provider that equips organizations to be agile and innovative, and for their people to be engaged, connected, and creative at work. That means moving them to the cloud, helping them build the workplace of tomorrow, and enabling them to make smarter decisions about their technology. By doing these things we help them create success for their customers and their people. We stand proudly for our people and support their success through career development and advancement. We are recognized and respected for our culture of inclusion and belonging, continuously striving to do what’s good for our people and communities. The impact you will have:
The Credit Analyst is responsible for the fundamental execution of the company's credit policy. Oversee Customers/teams in the Regions you are aligned to focusing on credit investigations, new account onboarding and financial analysis with scope being to balance our risk exposure while increasing Sales.
This role is hybrid with the expectation of working in the Toronto office 2-3 times per month.

Requirements

• 5+ years of B2B credit experience.
• Intermediate Excel experience required
• Ability to analyze financial statements and ratios to make recommendations to management
• Excellent analytic and problem- solving capabilities, attention to detail
• Excellent communication and interpersonal skills
• Proven capability for multitasking and handling of high demand/volume requests
• Very strong organization and process skills including ability to organize hard and soft copy information, and develop and document processes and procedures
• Demonstrated leadership and initiative skills
• Comfortable working a later shift during peak times (ie: month end, quarter end, etc)
• Minimum education – university/college degree (Accounting designation, post graduate degree in business an asset) and or/Certified Credit Professional Designation through Canadian Credit Institute

Nice To Haves

• SAP Experience an asset
• Power BI experience an asset
• Salesforce experience an asset

Responsibilities

• KPI Accountability – Regular review and analysis of Credit lines and terms within your dedicated region/portfolio, maintenance metrics for accuracy, speed, productivity of direct reports
• Work/help manage onboarding of New customers that align to your region
• Ensure all requests (credit holds, credit checks, extended terms) are dispensed /actioned accurately, professionally and in a timely manner
• Effectively assess risk and ensure sound credit decisions are made (ensuring you/your team are updating SAP with all required information)
• Work Credit cases in SFDC aligned to your region
• Ability to assume/perform requests during peak periods and properly load balance with rest of credit team
• Action escalations as required
• Provide reporting and perform productivity analysis when requested
• Credit granting up to $200K
• Work with AR as needed to revolve delinquent accounts
• Identify high risk industries/accounts and make recommendations to leadership
• Build relationships with your Sales leaders attending team meetings, calls when required
• Take Credit lead on Customer calls when required
• Identify and help manage customers that have filed Bankruptcy
• Make quality decisions within established turnaround times
• Communicate with Sales on rejected or conditional orders
• Participate in projects, risk related as required
• Make recommendations for process improvements in problem areas

Benefits

• Health and Wellbeing: Medical and Dental Care, Employee & Family Assistance Program
• Financial Benefits: RRSP/DPSP Retirement Savings Plan with Company Matching, Life and Disability Insurance
• Paid Time Off: Vacation and Sick Leave, Holidays, Parental Leave, Volunteer Days, Bereavement Leave
• Additional Perks: Employee Discount Program

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level