Agriculture and Commercial Loan Operations Specialist I

Midwest Heritage, A Hy-Vee Company • West Des Moines, IA

7d • Onsite

About The Position

Performs a variety of general to intermediate operational activities to assist and support the commercial and/or agricultural loan operations department. Responsibilities include pre-closing preparation items as determined in underwriting, processing of all documentation related to Midwest Heritage’s new and renewed commercial and/or agricultural loans, collateral perfection, booking loans to the loan/core system, funding and servicing loans, and resolving compliance related issues.

Requirements

• Moderate to advanced knowledge of agricultural, business, and banking principles and procedures, commercial and/or agricultural loan operations
• Moderate to advanced knowledge data processing and loan reporting/processing systems knowledge
• General knowledge of accounting principles related to loan operations and compliance
• Strong organizational and time management skills with the ability to prioritize multiple tasks and meet deadlines
• Proficient computer skills. Microsoft Office preferred (Outlook, Power Point, Excel and Word.)
• Extremely strong attention to detail including ability to review forms for accuracy and completeness
• Extremely strong spelling and grammatical proficiencies as well as the ability to read and interpret complex documents, policies, and procedures
• Strong interpersonal skills; ability to relate to and interact with people in a friendly, professional manner.
• Commitment to the Midwest Heritage mission and willingness to promote the values, policies, and procedures of the organization and department

Responsibilities

• Processing commercial and/or agricultural loans including preparing all loans submitted and assigned for documentation, reviewing to ensure that documents are accurate and complete, reviewing files for exceptions and adherence to bank policy and regulations.
• Coordinating all necessary pre-closing items including but not limited to appraisals, insurance, flood determinations, or items determined by underwriting, loan policy, or regulatory guidance.
• Preparing, reviewing, disbursing, booking, and servicing commercial and/or agricultural loans, authorizing and preparing documents (i.e. wire, cashier check, general ledger, etc.) for final disbursement of loan proceeds, booking loans in appropriate systems, filing documents to appropriate filing agencies, and ensuring compliance with reporting and regulatory standards.
• Providing exceptional customer service including corresponding, working with vendors or agencies, following up on data, closing loans, notarizing documents, and answering questions.
• Creating, analyzing, maintaining, and updating general to intermediate reports, collateral files, including scanning and accurately filing in appropriate systems.
• Daily monitoring of quality control items and following up with peers for corrections.
• Managing multiple different transactions, loan officers, appraisers, etc. in an efficient and organized fashion.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Associate degree