AVP, Agriculture and Commercial Lender

Midwest Heritage, A Hy-Vee Company • West Des Moines, IA

8d • Onsite

About The Position

The AVP, Ag and Commercial Lender is responsible for business development and relationship management of basic to moderately complex credits to solicit and originate agricultural and commercial business. Position consists of managing asset quality of Agricultural and Commercial portfolios, retention and overall relationship management of business banking.

Requirements

• Bachelor’s Degree in Finance, Business or related field
• minimum of 5+ years’ agricultural and/or commercial lending experience
• Must have valid driver’s license
• Meet requirement for use of company vehicle
• Commitment to the Midwest Heritage mission and willingness to promote the values of the organization.
• Strong organizational and time management skills with the ability to prioritize multiple tasks and meet deadlines.
• Proficient computer skills. Microsoft Office preferred (Outlook, Power Point, Excel and Word).
• Good verbal and written communication skills.
• Strong interpersonal skills; ability to relate to and interact with people in a friendly, professional manner.
• Strong detail orientation including the ability to review forms for accuracy and completeness.

Responsibilities

• Responsible for meeting or exceeding loan production goals of a medium to large Ag and/or commercial loan and deposit portfolio in compliance with all legal and regulatory requirements to maximize profitability of the organization while minimizing risk.
• Prepare and present basic to moderately complex credits, including write-ups and assist in the most complex credits. This will include analyzing financial and related data, summary of credit risks, identification of loan policy exceptions, proposed improvements to loan structure, and assessment of the loan rating.
• Develops key relationships in the market by promoting a positive image of Midwest Heritage in the community through active participation in professional and civic group activities.
• Provide loan operations with the needed information in a timely manner to ensure credit files are up to date and in compliance as measured by technical exception report (tickler).
• Build additional relationships across Midwest Heritage banking (deposit, mortgage, etc.), financial and insurance services, to existing and potential Ag and/or commercial customers.
• Assists in the strategic planning, development and marketing of Ag and/or commercial loan programs. Analyzes and monitors various industries, market trends, economic risks and other related factors to identify local agricultural and/or business development and service opportunities.
• Mentors, trains and assists less experienced peers on moderately complex credits.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level