Account Service Representative - Electronic Banking

PriorityOne Bank • Magee, MS

2h

About The Position

The Account Service Representative - Electronic Banking plays a critical role in delivering exceptional customer service and support for electronic banking products and services within the finance and insurance industry. This position is responsible for managing client inquiries, resolving issues related to online and mobile banking platforms, and ensuring a seamless digital banking experience. The role requires close collaboration with internal teams to address technical challenges and to provide timely solutions that enhance customer satisfaction. The representative will also educate customers on the features and benefits of electronic banking services, promoting adoption and usage. Ultimately, this position contributes to the organization's reputation for reliable and user-friendly electronic banking solutions, driving customer loyalty and retention.

Requirements

• High school diploma or equivalent required
• Minimum of 1-2 years experience in customer service, preferably within banking or financial services.
• Basic understanding of electronic banking platforms and digital financial products.
• Strong communication skills with the ability to explain technical information clearly to non-technical customers.
• Proficiency with standard office software and customer relationship management (CRM) systems.
• Strong interpersonal and problem-solving skills are essential for managing diverse customer needs and resolving technical challenges efficiently.
• Proficiency with CRM software and digital tools supports accurate documentation and follow-up, which are critical for maintaining service quality.

Nice To Haves

• Associate’s or Bachelor’s degree in Business, Finance, or related field preferred.
• Experience working specifically with electronic or online banking services.
• Knowledge of banking regulations and compliance related to electronic transactions.
• Familiarity with cybersecurity principles as they relate to online banking.
• Additional certifications such as Certified Customer Service Professional (CCSP) or related credentials.
• Bilingual abilities to support a diverse customer base.

Responsibilities

• Respond promptly and professionally to customer inquiries regarding electronic banking services via phone, email, and chat.
• Assist customers with account setup, troubleshooting login issues, and navigating online and mobile banking platforms.
• Identify and resolve technical problems by coordinating with IT and product teams to ensure timely resolution.
• Educate customers on security best practices and the features of electronic banking products to promote safe and effective usage.
• Document customer interactions and feedback accurately to support continuous improvement of electronic banking services.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED