Account Manager II
About The Position
Working as a member of the Commercial Banking team, the Account Manager is the face of the Bank in the market that they serve. The Account Manager is responsible for both credit and non-credit services and their portfolio usually includes some non-borrowing clients. This position is supported by a Manager Commercial Credit who will provide ongoing credit and sales management expertise. The Commercial Banking Account Manager is a trusted advisor who with sensitivity to the clients operating environment, structures and packages practical and competitive solutions that demonstrate an understanding of their unique financing, cash management and business support needs. The Account Manager is responsible for structuring credits and addressing perceived risk. This includes completing necessary due diligence, establishing pricing and terms of credit, and also producing ongoing credit reviews and risk ratings that reflect knowledge of Bank policies and procedures. With respect to business development The Account Manager continually develops and broadens relationships with existing customers by cross-selling relevant and value-added financial products and services. It is also a priority to build new relationships through referrals from customers and other sources. To enhance their profile and that of the Bank the Account Manager will also cultivates relationships with a few key external referral sources and participates in industry and community activities.
Requirements
- Undergraduate degree in business or relevant professional designation.
- Ideally 2-3 years of experience as a Financial Analyst or Account Manager in a banking environment.
- Alternatively, experience in another profession that supports the needs of business.
- Well-developed analytical skills.
- Well-developed relationship management skills.
- Well-developed business development skills.
Responsibilities
- Structuring credits and addressing perceived risk.
- Completing necessary due diligence, establishing pricing and terms of credit.
- Producing ongoing credit reviews and risk ratings that reflect knowledge of Bank policies and procedures.
- Continually developing and broadening relationships with existing customers by cross-selling relevant and value-added financial products and services.
- Building new relationships through referrals from customers and other sources.
- Cultivating relationships with key external referral sources.
- Participating in industry and community activities.
Benefits
- Health and well-being benefits
- Savings and retirement programs
- Paid time off
- Banking benefits and discounts
- Career development
- Reward and recognition programs
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
