Wealth Management Banker - Lexington, KY

U.S. Bank•Lexington, KY

About The Position

The Wealth Management Banker in the affluent segment is responsible for the overall affluent client experience, coordinating relevant U.S. Bank entities to deliver products, services, capabilities, and solutions. This includes identifying other experts, such as mortgage, small business banking, and personal trust services. The role develops, manages, and retains Affluent Wealth Management client relationships through proactive contact with assigned and prospective clients. The banker works with affluent clients to understand their financial circumstances, determine suitable products and strategies, and facilitate access to lending, deposits, and purchasing power. The role also works with advisors, branch teammates, and other financial services channels to grow the affluent client base and revenue. This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. Registration includes a criminal background and credit check; failure to meet or maintain registration requirements may result in rescission of an offer or termination of employment.

Requirements

Bachelor's degree or equivalent work experience.
Up to three years of experience in wealth management, private banking, or financial services.
Series 6-63 or Series 7-63 licenses.
NMLS registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z, including required criminal background and credit checks.
Applicants must be able to comply with U.S. Bank policies and procedures, including its Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Nice To Haves

Strong relationship management, sales, and business development skills.
Basic understanding of wealth products and offerings.
Basic competency in financial planning.
Ability to engage in wealth discussions with clients to increase the book of business.
Well-developed analytical and problem-solving skills.
Ability to make critical decisions independently.
Effective writing, speaking, and presentation skills.
Strong knowledge of complex credit.

Responsibilities

Prospect and call leads.
Meet with affluent clients to collect financial information, conduct discovery, assess needs, and evaluate each client's unique situation.
Determine which financial products are suitable for each client's circumstances now and in the future.
Facilitate delivery of strategies and capabilities, including lending, deposits, and purchasing power.
Grow the Affluent client base and increase revenue by consistently using the client service matrix and proactively identifying new clients.
Partner with an advisor as a teammate.
Collaborate with branch teammates to identify and refer potential affluent prospects.
Refer clients to and partner with other financial services within U.S. Bank channels, as appropriate.

Benefits

Healthcare coverage, including medical, dental, and vision.
Basic term and optional term life insurance.
Short-term and long-term disability insurance.
Pregnancy disability and parental leave.
401(k) and employer-funded retirement plan.
Paid vacation of two to five weeks, depending on salary grade and tenure.
Up to 11 paid holiday opportunities.
Adoption assistance.
Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
Incentive and recognition programs.
Equity stock purchase, 401(k) contribution, and pension, subject to eligibility requirements.