Wealth Management Banker - Lexington, KY
About The Position
The Wealth Management Banker in the affluent segment is responsible for the overall affluent client experience and coordinates with relevant U.S. Bank entities to deliver appropriate products, services, capabilities, and solutions. This includes identifying other experts, such as mortgage, small business banking, and personal trust services. The role develops, manages, and retains Affluent Wealth Management client relationships through proactive contact with assigned and prospective clients. The banker assesses clients’ financial situations and needs, identifies suitable financial products, facilitates strategies involving lending, deposits, and purchasing power, and works to grow the affluent client base and revenue. The role partners with advisors, branch teammates, and other U.S. Bank financial services teams. It requires NMLS registration under the S.A.F.E. Act of 2008 and Regulation Z, including the associated criminal background and credit check.
Requirements
- Bachelor’s degree or equivalent work experience.
- Up to three years of experience in wealth management, private banking, or financial services.
- Series 6-63 or Series 7-63 licenses.
- NMLS registration under the S.A.F.E. Act of 2008 and Regulation Z, including the required registration process and criminal background and credit check.
- Ability to comply with U.S. Bank policies and procedures, including its Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Nice To Haves
- Strong relationship management, sales, and business development skills.
- Basic understanding of wealth products and offerings.
- Basic competency in financial planning.
- Ability to engage clients in wealth discussions to increase the book of business.
- Well-developed analytical and problem-solving skills.
- Ability to make critical decisions independently.
- Effective writing, speaking, and presentation skills.
- Strong knowledge of complex credit.
Responsibilities
- Prospect and call leads.
- Meet with affluent clients to collect financial information, conduct discovery, assess needs, and evaluate each client’s situation.
- Determine which financial products are suitable for clients’ circumstances now and in the future.
- Facilitate delivery of strategies and capabilities involving lending, deposits, and purchasing power.
- Grow the Affluent client base and increase revenue by consistently using the client service matrix and proactively identifying new clients.
- Partner with an Advisor as a teammate.
- Collaborate with branch teammates to identify and refer potential affluent prospects.
- Refer clients to and partner with other U.S. Bank financial services channels as appropriate.
Benefits
- Healthcare, including medical, dental, and vision coverage.
- Basic term and optional term life insurance.
- Short-term and long-term disability coverage.
- Pregnancy disability and parental leave.
- 401(k) and employer-funded retirement plan.
- Paid vacation of two to five weeks depending on salary grade and tenure.
- Up to 11 paid holiday opportunities.
- Adoption assistance.
- Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
- Incentive and recognition programs.
- Equity stock purchase.
- 401(k) contribution and pension, subject to eligibility requirements.
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
