VP - Relationship Manager III - Healthcare Lending

Provident Bank•Iselin, NJ

5d•Hybrid

About The Position

The Relationship Manager III for Healthcare Lending is a senior level role responsible for developing commercial loan requests from various sources, including centers of influence, existing customers, and other channels. This role involves underwriting specific credit requests, particularly within Healthcare and Not-for-Profit Lending. The RM III will prepare and present loan offerings, manage the credit approval process through closing by directing administrative staff and/or legal counsel, and monitor relationships to ensure timely loan administration. This includes managing loan repayments, receiving financial updates, identifying potential problems, and seeking opportunities for additional business.

Requirements

Bachelor’s degree in accounting, Finance or Business Administration, or equivalent job training/experience.
Minimum 7-10 years’ experience commensurate with job function.
Industry expertise in Healthcare and familiarity with banking acute care medical centers and hospitals, long-term care facilities, ambulatory surgery centers, small to large medical groups including specialty medical practices, hospice providers and Federally Qualified Health Centers.
Excellent written and verbal communication skills.
Ability to effectively communicate and present information and respond to questions in person, small group situations with customers, clients, general public and other employees of the Bank.
Ability to utilize experience in Healthcare and Not-for-Profit lending to quickly analyze and partner with analysts to underwrite specific credit requests if all types.
Familiarity with the market territory including all of New Jersey and nearby parts of neighboring states.
Proven ability to successfully develop business through external referral sources.
Comprehensive financial and loan analysis experience.
Comprehensive knowledge of underwriting techniques.
Proficient with software programs including Microsoft Word, Excel and PowerPoint.

Nice To Haves

Knowledge of Baker Hill software a plus.

Responsibilities

Develop business opportunities through customer, professional, and organizational contacts.
Refer and/or cross-sell bank products and services.
Understand, structure, and present loan requests to optimize return to the bank.
Review loan documentation for correctness, attend loan closings, and follow up on missing or exception items.
Monitor delinquencies, overdrafts, and financial indicators of potential loan repayment problems.
Organize and prioritize workflow to ensure highest priorities are addressed on a timely basis.
Attend Bank meetings as needed.
Active involvement in community and business organizations is encouraged.
Perform any other related duties as required or assigned.