VP Product, Consumer Lending

Guaranteed Rate • Chicago, IL

5d • Remote

About The Position

We are seeking a highly driven and hands-on Product Engineering leader to drive our technology and innovation roadmap in Consumer Lending. This is a critical leadership role for someone who thrives in a fast-paced, startup-like environment and has a proven track record of delivering lending products from conception to market. You'll be expected to hit the ground running, own the Consumer Lending growth roadmap, and drive aggressive goals with speed and precision.

Requirements

• Bachelor's degree in Computer Science, Engineering, or related field
• Minimum 5 years of hands-on product management experience in the financial services industry
• Proven track record of successfully launching (0 to 1) and scaling Consumer Lending products end-to-end
• Deep understanding of Consumer Lending and Residential Lending products, regulations, and market dynamics
• Strong technical knowledge of mortgage technology stack, including: Document integration systems, Loan Origination Systems (LOS), preferably Encompass, API integrations and financial services platforms
• Demonstrated ability to work effectively with compliance, legal, and secondary market teams
• Experience driving aggressive growth targets and delivering results in fast-paced environments
• Excellent communication skills with ability to influence stakeholders at all levels
• Strong analytical and problem-solving capabilities
• Passion for financial technology and improving customer financial wellness

Nice To Haves

• Advanced degree in Computer Science, Engineering, or related field
• Experience with digital lending platforms and mobile-first financial products
• Knowledge of personal wellness integration in financial services
• Track record of building products in startup or high-growth environments
• Experience with data analytics and A/B testing methodologies

Responsibilities

• Own the end-to-end product strategy and roadmap within the Rate app ecosystem with an initial focus on home equity products with potential future expansion to additional products
• Drive rapid product development and launch cycles in a fast-paced, startup-like environment
• Lead hands-on product development, from ideation through implementation and market delivery
• Work closely with technology platforms, including document integration, pricing platforms and loan origination systems (LOS), with preference for Encompass expertise
• Collaborate effectively with cross-functional teams including compliance, legal, secondary markets, engineering, and other product stakeholders
• Develop innovative solutions to member engagement and loan demand in the Rate app
• Ensure seamless integration of lending products within our comprehensive financial services platform
• Drive continuous improvement in product features, user experience, and operational efficiency
• Make data-driven decisions to optimize product performance and customer satisfaction
• Champion a culture of speed, innovation, and results-oriented execution

Benefits

• Eligibility to participate in a company-sponsored 401(k)
• Vacation benefits
• Eligibility for medical, dental, vision, and prescription drug benefits
• Flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts)
• Life insurance and death benefits
• Critical care insurance
• Personal accidental insurance
• Commuter benefits
• Pet insurance
• Certain time off and leave of absence benefits
• Well-being benefits (e.g., employee assistance program)
• Other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources)

What This Job Offers

• Job Type: Full-time
• Career Level: Manager