VP of Lending - New Mexico

AgTrust Farm Credit•Clovis, NM

9d•Hybrid

About The Position

AgTrust Farm Credit is seeking an experienced Vice President of Lending to join our New Mexico Division. In this role, you will develop and manage a high quality agricultural and commercial loan portfolio, cultivate customer relationships, and provide leadership in credit analysis, loan servicing, and business development. You will work with appreciable autonomy while ensuring lending decisions remain compliant with Association policies and sound credit administration practices. This position also provides leadership and mentorship to loan administration staff while supporting the continued growth and success of the New Mexico Division. If you enjoy developing business opportunities, working directly with customers, and contributing to a mission driven organization dedicated to supporting agriculture and rural communities, this is the place for you.

Requirements

Bachelor's degree in Business Administration, Finance, Agricultural Economics, or related field or equivalent experience
Minimum of 5 years of progressively responsible banking, commercial lending, or agricultural lending experience
Strong understanding of accounting principles, financial analysis, and credit risk management
Experience analyzing complex commercial and agricultural loan structures
Knowledge of lending regulations, risk management practices, and collateral evaluation
Strong leadership, relationship management, and customer service skills
Excellent communication, analytical, and organizational abilities
Intermediate to advanced proficiency in Microsoft Office applications
Ability to manage multiple priorities and work effectively under pressure
Strong critical thinking and problem-solving skills
Commitment to professionalism, confidentiality, and sound credit administration practices
Valid driver's license, reliable transportation, and acceptable driving record required
Ability to travel up to 25% within the New Mexico territory

Responsibilities

Develop new agricultural, commercial, and real estate lending relationships while maintaining and expanding existing customer portfolios throughout the New Mexico territory
Build relationships with agricultural producers, rural landowners, business leaders, and community partners to promote lending opportunities
Analyze complex financial statements, tax returns, balance sheets, and cash flows to determine borrower creditworthiness
Structure, approve, and service loans within delegated lending authority and Association policies
Manage and monitor a high-quality loan portfolio, ensuring proper risk ratings and compliance with credit administration standards
Perform complex credit analysis involving multi-entity transactions and participation loans
Assist customers with loan servicing needs including extensions, renewals, conversions, and additional advances
Support collections efforts and work with borrowers to maintain satisfactory loan performance
Prepare and facilitate loan closing documentation and processes as required
Represent the Association through community involvement and industry events across New Mexico communities
Mentor and assist in training less experienced loan officers and credit staff
Provide direct supervision of New Mexico Division Loan Administrators
Ensure compliance with Association technology, security, and regulatory standards
Perform additional duties and special projects assigned