VP of Commercial Services
About The Position
Oklahoma's Credit Union (OKCU) is seeking a VP of Commercial Services to lead their commercial lending strategy and team. This role involves providing outstanding member service, building strong relationships with business members and community partners, and ensuring lending activities meet member needs while complying with regulations and minimizing risk. The VP will be responsible for reviewing and approving complex credit requests, maintaining underwriting standards, overseeing delinquencies and charge-offs, and collaborating with senior leadership to develop and implement a business lending strategy. This includes analyzing economic trends, enhancing loan products, and leading, mentoring, and developing commercial lenders and support staff. The position also requires maintaining knowledge of credit union products and services, ensuring confidentiality, and ensuring compliance with all relevant laws and regulations.
Requirements
- Bachelor's degree in business, finance, or related field
- Five years' experience in senior leadership in a financial services environment
- Ten years' experience in a financial institution
- Five years' experience with commercial lending
Responsibilities
- Provides outstanding member service and contribute to overall team effort.
- Assumes responsibility for ensuring that professional business relationships are established and maintained with members, vendors, the business community, and trade organizations.
- Builds and maintain strong relationships with business members, centers of influence, and community partners.
- Assures lending activities meet the needs of the members, comply with all organizational policy and regulatory requirements and are administered to minimize risk to the financial institution.
- Reviews and approves complex or high‑dollar credit requests within delegated authority.
- Ensure consistent underwriting standards and sound credit decisions.
- Oversees delinquencies, charge-offs, bankruptcies and foreclosures for the commercial portfolio.
- Oversees timely annual reviews, watch‑list management, and workout strategies.
- Attends meetings and serves on committees as required.
- Collaborates with the senior leadership team to develop a business lending strategy for the credit union, including portfolio mix, concentration mix, growth strategies, new product development and loan production goals.
- Monitors economic trends, competitive landscape, and member needs to identify growth opportunities.
- Analyzes financial, collateral, and industry information to determine and mitigate risk in commercial lending.
- Enhances commercial loan products, pricing, and services to remain competitive.
- Provides recognition for high performing employees who meet or exceed goals while showing our core values.
- Leads, mentors, and develops commercial lenders and support staff.
- Conducts annual performance reviews.
- Develop and implement performance improvement plans as needed.
- Maintains full knowledge of credit union products and services.
- Ensures confidentiality regarding member transactions and information.
- Ensures compliance with all credit union, state and federal laws, regulations, policies and procedures.
Benefits
- Employee medical coverage 90% paid by OKCU
- Employee dental, vision and life insurance paid by OKCU
- Tuition reimbursement program
- 401(k) contribution match of up to 3%, plus additional profit-sharing match of 3%
- Volunteer opportunities to serve the community
- Gym membership reimbursement
- Comprehensive training opportunities
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What This Job Offers
Job Type
Full-time
Career Level
Manager
