VP - Commercial Banker

Bank of New Hampshire•Laconia, NH

4d•Onsite

About The Position

Bank of New Hampshire is seeking experienced candidates for the position of VP - Commercial Banker, based in their Laconia office and serving commercial customers statewide throughout New Hampshire. The primary responsibility of this role is originating commercial loans with the support of the commercial department. The successful candidate will be given an existing portfolio of commercial customers and will provide existing/prospective customers with detailed information regarding the benefits of BNH commercial loan products and services. Emphasis will be placed on building strong, professional relationships with existing and prospective customers by providing quality service and becoming a trusted resource. A portfolio manager and lending assistant will be assigned to support originations, administrative functions, and goals.

Requirements

5-10 years’ experience working in a detail-oriented environment in a commercial banking position of similar duties and responsibilities with commercial loan originations, portfolio management and servicing account relationships.
Demonstrated ability to generate new loan leads and develop prospects into bank customers.
Skills in common courtesy, communications, mathematics, organization, personal computers, planning, problem resolution and word processing.
Must possess and maintain a valid driver’s license and satisfactory driving record, as well as a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.

Nice To Haves

Associates Degree or equivalent working experience.

Responsibilities

Establishes and manages commercial loan customers. Interviews applicants, collects pertinent financial data used in establishing credit-worthiness; establishes and negotiates credit terms and repayment terms.
Travels to customer sites to build strong relationships and provide quality service and establishing yourself as a trusted resource for their needs.
Counsels commercial loan customers, where possible, regarding business management and financial matters.
Develops new business by contacting existing and prospective customers. In addition, cross-sells bank products and services.
Develops material for and makes presentations to the Loan Committee.
Handles small business loans including the handling of SBA and NHBFA guaranteed loans.
Provides back-up coverage to service all commercial loan customers.
Undertakes special projects relating to department services as assigned by the Commercial Lending Team Leader.
Actively participate in bank training sessions to enhance individual product and service knowledge, understanding of policies and procedures, computer equipment skills and understanding of federal and state regulations and compliance issues.
Complies with the Bank Secrecy Act (31 CFR 103) which also includes components of 12 CFR 326 Subpart B and the 12 CFR 353 and OFAC regulations.
Works cooperatively with all employees to achieve the goals and objectives of the bank's Mission Statement.
Enhances the bank's image by providing representation, involvement and leadership in community activities and charitable, civic and social organizations.