VP/D Credit Risk & Analytics - Credit Cards

OneMain Financial • Charlotte, NC

1d

About The Position

OneMain Financial is seeking a senior leader to join its Card Analytics team in Charlotte, North Carolina, supporting its newly launched credit card business. The role will build the analytics team and lead credit card originations, marketing analytics, and partner management. The leader will drive acquisition growth while meeting profitability goals, develop channel targeting and valuation strategies, collaborate with Underwriting, Product, Technology, and Design, and build a team of analysts to support long-term card product growth.

Requirements

• Bachelor’s degree required.
• At least 8 years of experience in analytics leadership roles, with significant exposure to credit cards and fintech.
• Significant experience building and managing marketing analytics teams in the credit card industry.
• Knowledge of consumer-lending best practices, including advanced statistical techniques and data sources.
• Experience with digital strategies across financial products and services.
• Strong communication, interpersonal, and negotiation skills to gain trust and achieve business objectives.
• Ability to work in a fast-paced, changing environment and manage multiple tasks and individuals on tight timelines.
• Innovative approach and ability to develop highly analytical solutions to problems.
• Strong team leadership and employee-development skills, including experience building and leading large, geographically distributed teams.
• Ability to balance strategic thinking with operational delivery.
• Ability to influence senior executives and peers across functions.
• Ability to synthesize insights from different sources into a comprehensive strategy.
• Self-motivated and organized, with collaboration, teamwork, and problem-solving skills.

Nice To Haves

• Advanced degree preferred.
• Experience using analytical tools and techniques to drive business outcomes, preferably in credit cards and fintech.

Responsibilities

• Deliver new acquisition growth while ensuring profitability hurdles are met.
• Develop targeting strategies across channels, including direct mail and affiliates, to grow new accounts while reducing acquisition costs.
• Manage relationships with third-party affiliate partners.
• Create a pipeline of new channels for new account bookings.
• Develop channel- and segment-level NPV valuations.
• Partner with Underwriting and Product teams to optimize booking rates.
• Partner with internal teams to inform and structure card acquisition-related data science models.
• Design and manage ongoing product and creative tests.
• Partner with Technology, Product, and Design teams to improve the customer experience in the application funnel.
• Build and develop a team of analysts supporting long-term card product growth.

Benefits

• Medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurance options.
• 401(k) matching up to 4%.
• Employee Stock Purchase Plan with a 10% share discount.
• Tuition reimbursement.
• 15 days of vacation per year, plus 2 personal days, prorated based on start date.
• Paid sick leave as determined by state or local ordinance, prorated based on start date.
• 7 paid holidays per year, based on start date.
• 3 days of paid volunteer time per year, prorated based on start date.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior