VP/D Credit Risk & Analytics - Credit Cards

OneMain Financial • Charlotte, NC

1d

About The Position

OneMain Financial is seeking a senior leader to support its credit card business and build the analytics team for the newly launched product. The role is responsible for credit card originations, marketing analytics, and partner management. The leader will drive acquisition growth while meeting profitability goals, develop channel and segment strategies, work across underwriting, product, technology, and design, and build an analyst team to support long-term product growth. The position is based in Charlotte, North Carolina.

The successful candidate will balance strategic thinking with operational delivery, develop employees and teams, communicate effectively with executives and peers, synthesize insights into strategy, and manage multiple stakeholders and priorities in a fast-paced environment.

OneMain Financial provides responsible access to credit for nonprime customers and offers personal loans, credit cards, and other products. The company describes its culture as inclusive, customer-focused, collaborative, and supportive of career development and community impact.

Requirements

• Bachelor’s degree required.
• At least 8 years of experience in analytics leadership roles, with significant exposure to credit cards and fintech.
• Significant experience building and managing marketing analytics teams in the credit card industry.
• Knowledge of consumer-lending best practices, including advanced statistical techniques and data sources.
• Experience with digital strategies across financial products and services.
• Strong communication, interpersonal, and negotiation skills to build trust and achieve business objectives.
• Ability to work in a fast-paced, changing environment and manage multiple tasks and stakeholders on tight timelines.
• Innovative, analytical approach to problem-solving.

Nice To Haves

• Advanced degree preferred.
• Experience using analytical tools and techniques to drive business outcomes, preferably in credit cards and fintech.

Responsibilities

• Deliver new-acquisition growth while ensuring profitability hurdles are met.
• Develop targeting strategies across channels, including direct mail and affiliates, to grow new accounts while reducing acquisition costs.
• Manage relationships with third-party affiliate partners.
• Create a pipeline of new channels for new account bookings.
• Create channel- and segment-level NPV valuations.
• Partner with Underwriting and Product teams to optimize booking rates.
• Partner with internal teams to inform and structure card-acquisition data-science models.
• Design and manage ongoing product and creative tests.
• Partner with Technology, Product, and Design teams to improve the customer experience in the application funnel.
• Build and develop a team of analysts supporting long-term card product growth.

Benefits

• Medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurance options.
• 401(k) matching up to 4%.
• Employee Stock Purchase Plan with a 10% share discount.
• Tuition reimbursement.
• 15 days of vacation per year, plus 2 personal days, prorated based on start date.
• Paid sick leave as determined by state or local ordinance, prorated based on start date.
• 7 paid holidays per year, based on start date.
• 3 days of paid volunteer time per year, prorated based on start date.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior