VP – Consumer Bank – FP&A & Treasury

Synchrony • Atlanta, GA

7d • $110,000 - $185,000 • Hybrid

About The Position

The VP, Treasury Deposits FP&A Leader supports Treasury-facing financial planning and analytics for Consumer Bank, serving as a primary finance partner on funding and pricing. The role leads deposit balance and interest expense forecasting, planning and pacing deliverables, and executive and committee support, including ALCO and deposit pricing governance, to enable disciplined, cost-effective funding execution. It owns deposit performance reporting and dashboards, competitive rate and deposit beta analytics, and cost-of-funds and funds transfer pricing (FTP) insights for pricing and portfolio decisions.

The position also supports enterprise risk and resiliency requirements by developing and documenting deposit assumptions for internal liquidity stress testing, capital stress testing such as CCAR, and Recovery & Resolution Planning. It is responsible for strong controls, audit readiness, and data governance across deposit analytics and reporting, and collaborates with Deposits Analytics and cross-functional Treasury teams.

Requirements

• Bachelor’s degree and a minimum of 7 years of experience in finance, accounting, corporate treasury, or a banking environment; alternatively, 12 years of equivalent experience in lieu of a degree.
• Minimum of 7 years of financial modeling skills.
• Ability and flexibility to travel for business as required.
• Must be at least 18 years old.
• Must have a high school diploma or equivalent.
• Must be willing to take a drug test, submit to a background investigation, and submit fingerprints as part of onboarding.
• Must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.
• Legal authorization to work in the U.S. is required; employment visa sponsorship is not available now or in the future.

Nice To Haves

• Bachelor’s degree in Finance or Accounting.
• Financial services industry experience.
• Experience at a direct-to-consumer digital bank or a digital banking division of a large bank where deposit pricing is central to the competitive model.
• 3–5 years of experience with deposit products and/or finance, product management, or marketing analytics.
• Experience in retail deposits, regulatory, risk, or statistical reporting roles.
• Demonstrated oral and written communication skills and ability to work cross-functionally.
• Demonstrated ability to manage multiple priorities.
• Ability to analyze complex issues, develop appropriate action plans, and deliver results timely.
• Ability to clearly explain and summarize technical and analytical information verbally, in writing, and in presentations.
• Experience influencing and directing people outside of the reporting structure.

Responsibilities

• Own Retail Deposits FP&A for Treasury across short- and long-range planning, monthly and quarterly forecasting, intra-quarter pacing, and executive and committee deliverables such as ALCO.
• Lead deposit balance, rate, and interest expense forecasting, including driver-based methodologies, assumptions governance, variance explanations, and senior-management-ready narratives.
• Coordinate deposit pricing governance routines, including Retail Deposits Pricing Committee and Sub-Committee materials on competitive rates, betas, elasticity, and cost of funds.
• Partner with Deposits Analytics and cross-functional Treasury teams to align methodologies, prioritize work, and ensure consistent interpretation of performance and forecasts.
• Support capital stress testing, including CCAR, through deposit-related projections and assumptions, runoff frameworks, interest expense impacts, supporting documentation, and controls.
• Support Recovery & Resolution Planning by providing deposit mapping, balance and runoff analytics, and evidence packages for resolution planning submissions and governance.
• Lead portfolio segmentation and product analytics to inform strategy, improve customer retention and stickiness, and identify opportunities to optimize funding mix and reduce funding cost.
• Develop and institutionalize dashboards and performance reporting that diagnose portfolio performance and isolate drivers such as marketing, pricing, product features, and relationship levers.
• Own key deposit liquidity risk assumptions, including internal liquidity stress testing inputs, scenario design support, runoff and maturity behavior, and documentation for governance and 2LOD review.
• Lead Treasury allocation and valuation analytics, including FTP allocation calculations, decay rate analytics, and cost-of-funds attribution, to support profitability and pricing decisions.
• Perform other duties and/or special projects as assigned.

Benefits

• Annual bonus based on individual and company performance.
• Flexible work arrangement, with the option to work from home near a Hub or work from an office.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior