VP - Commercial Relationship Manager

1st National Bank Of Waterloo • Collinsville, IL

17h • Hybrid

About The Position

A Commercial Loan Officer is responsible for providing sales and service to existing and prospective loan customers.

Requirements

• Bachelor’s degree or equivalent education or experience
• 3 to 5 years Bank Lending experience.
• Professional level of communication, sales and customer service skills.
• Ability to handle Public Relations and Community Activities.

Responsibilities

• Provides information to customers regarding Bank loan opportunities and policies
• Advises customers of options available to them, explains the differences between various types of mortgages, and negotiates terms and conditions of loans
• Makes sales calls to potential and existing customer to pursue and retain loan business
• Solicits loan business through contacts with Brokers, builders, developers, and realtors.
• Interviews loan applicants to discuss loan requirements, ascertain customer’s capacity to repay, and assess the degree of risk involved.
• Completes loan contracts by explaining provisions to customers; obtaining signatures and notarizations; verifies financial information supplied and collects fees
• Looks for ways to improve loan applications and documentation by informing customers of additional requirements
• Helps customers by answering debt/loan questions; responds to customer requests
• Rejects loans by explaining deficiencies
• Develops and maintains customer confidence in the Bank by keeping loan information confidential
• Ensures the preparation and processing of forms and legal documents required for loans.
• Participates in appraisals and loan closings as required
• Continuously updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional/community organizations/events
• Other duties as assigned

What This Job Offers

• Job Type: Full-time
• Career Level: Manager