VP, Commercial Loan Officer, Mohawk Valley
About The Position
At Solvay Bank, our formula for success combines the traditions of our culture and a sharp strategic vision. We are a growth-oriented community bank that fosters excellence, pride, teamwork, and engagement in our workplace. Consider an exciting opportunity as part of our Commercial Lending team. The individual will support department initiatives through an innovative and energetic approach to developing client relationships and new business development in the Mohawk Valley Region of New York State. The successful candidate will have proven success in commercial lending along with a business development background primarily in a banking environment. For over 100 years Solvay Bank has been dedicated to our customers and community. The position develops new business and services existing clients for commercial lending, deposit, and cash management needs. Demonstrates sound judgement and professional expertise in meeting the business needs of clients, serving as a trusted advisor.
Requirements
- Minimum of 2 years lending experience or successful completion of Solvay Bank Commercial Loan Officer Development Program
- Ability to deal effectively with various people and situations.
- Strong organizational skills and the ability to be flexible.
- Demonstrated analytical skills.
- Excellent knowledge of banking products and services.
- Excellent oral and written communication skills; customer service skills.
- Strong sales skills.
Nice To Haves
- Bachelor’s degree preferred
Responsibilities
- Interviews applicants and requests specified information for loan application including credit reports, reference checks, financial statements, tax returns.
- Approves loans within specified limits or refers to loan committee for approval.
- Facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.
- Assures timely loan closing and funding activities.
- Follows current loans to ensure compliance with terms and reviews all past-due accounts regularly.
- Promotes and cross-sells other banking products and services as appropriate to customer requirements.
- Assists customers with inquiries and information requests, and resolves complaints relating to loan products and services offered.
- Calls on potential or existing customers to develop new business and increase or retain existing business.
- Performs other tasks requested as they relate to the bank and its functions.
- Adheres to bank policies and procedures.
Benefits
- matched 401(k) retirement savings
- health and dental coverage
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What This Job Offers
Job Type
Full-time
Career Level
Manager
