About The Position
Business Credit Office provides front line credit and risk ownership including writing credit papers, performing credit analysis, modeling projection and enterprise valuation analysis, coordinating with internal stakeholders (such as Credit Risk, relationship managers, global partners, and product teams), and delivering sound recommendations based on robust business, relationship, and industry analysis using expert judgment and conforming with internal credit policies/guidelines and external regulatory requirements. As Vice President you will: Deliver the business strategy with strong knowledge of Corporate & Institutional Banking (CIB) priorities, with a focus on HSBC’s International Middle Market (IMM) team and corporate clients, which sits within the CIB business, and working with our CIB relationship bankers and product partners, together with our risk stewards, in delivering our business strategy aligned with risk appetite. Build strategic and valued relationships with customers, applying knowledge to provide value-add advice and assistance. Adhere to HSBC policies, procedures, and control requirements and raise any concerns about actual or potential issues promptly, in line with reporting and escalation procedures. Ensure all actions take into account the likelihood of operational risk occurring, addressing areas of concern in conjunction with Risk and relevant colleagues and ensuring that actions resulting from internal/external audits and external regulators are correctly implemented in a timely fashion. Appropriate conduct is integral to HSBC values and principles and supports all business activities including the Group’s growth strategy, culture and behaviors, interaction with customers, financial markets operations, and governance and oversight processes. All employees must demonstrate the HSBC vision, values, goals, and culture in personal behavior, actions, and decision making.
Requirements
- Demonstrated, in-depth corporate banking underwriting expertise, with a strong track record covering international mid-market clients, including corporate finance and a broad range of banking products and services supporting these companies
- Strong structuring and credit underwriting experience
- Thorough understanding of associated credit and risk profile of respective transactions with international mid-market companies
- Ability to analyze situations effectively and make well thought-out decision
- Proven leadership skills including coaching, motivation and communications skills to inspire others
- Strong teamwork skills promoting an environment of co-operation and trust, overcoming resistance where encountered
- Strong analytical and financial skills
- Excellent prioritizing, organizational and time management abilities
- Excellent verbal and written communications skills
- Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position.
Responsibilities
- Deliver the business strategy with strong knowledge of Corporate & Institutional Banking (CIB) priorities, with a focus on HSBC’s International Middle Market (IMM) team and corporate clients, which sits within the CIB business, and working with our CIB relationship bankers and product partners, together with our risk stewards, in delivering our business strategy aligned with risk appetite
- Build strategic and valued relationships with customers, applying knowledge to provide value-add advice and assistance
- Adhere to HSBC policies, procedures, and control requirements and raise any concerns about actual or potential issues promptly, in line with reporting and escalation procedures
- Ensure all actions take into account the likelihood of operational risk occurring, addressing areas of concern in conjunction with Risk and relevant colleagues and ensuring that actions resulting from internal/external audits and external regulators are correctly implemented in a timely fashion
- Lead credit engagement to help RMs optimize relationship value, improve client engagement, and deliver needs-based solutions and fair customer outcomes
- Enable proactive client management by attending client meetings (as needed) and acting as a first point of contact for credit-related customer enquiries
Benefits
- tailored professional development opportunities
- competitive pay and benefits package
- robust Wellness Hub
- industry-leading volunteerism policy
- generous matching gift program
- comprehensive program of immersive Sustainability and Climate Change Initiatives
- Employee Resource Groups
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What This Job Offers
Job Type
Full-time
Career Level
Executive
Education Level
No Education Listed
