Vice President or Executive Director -- Securitization & Structured Products

Texas Capital Bank•Dallas, TX

16h

About The Position

This new hire will join Texas Capital's securitization and structured finance platform, overseeing transactions across residential mortgage, consumer, commercial, and specialty asset classes. This individual will be responsible for originating and executing warehouse and capital markets securitization transactions, collaborating with corporate banking and treasury partners, and building long-term client relationships. Texas Capital's securitization group covers a comprehensive range of asset classes: Residential: Non-QM mortgages, HELOCs, rental-to-lease programs, home equity investments, and single-family properties Consumer: Personal loans, credit cards, auto loans, student loans, home improvement financing, and related consumer credit Commercial: Equipment financing, small business lending, fleet leasing, energy assets, digital infrastructure, and franchise financing Esoteric: Media rights, insurance contracts, litigation finance, and other specialized securitizations

Requirements

10+ years of securitization structuring experience (ABS and/or RMBS) at a bank, broker-dealer, accounting firm, or private credit firm
Bachelor's degree in finance, economics, mathematics, engineering, or related quantitative field
Demonstrated experience across multiple asset classes (residential mortgage, consumer loans and leases, commercial finance, and/or esoteric securitizations)
Deep understanding of securitization structures, rating agency methodologies, investor requirements, and secondary market dynamics
Strong negotiating skills and sound judgment in balancing risk, regulatory requirements, and stakeholder interests
Excellent communication and writing skills, with demonstrated ability to develop client presentations, investor materials, and internal credit memorandums
Advanced financial modeling proficiency in Excel and INTEX, including investor sensitivities, rating agency methodologies, and warehouse credit analysis
Advanced proficiency in Excel, Python, AI tools, and Bloomberg analytics preferred

Nice To Haves

CFA candidacy or CFA charterholder status preferred

Responsibilities

Originate and lead execution of securitization and structured finance transactions across diverse asset classes
Execute transactions in primary and secondary securitization markets, including public/144A issuances, private placements, forward flows, warehouse financing, repo transactions, and trading activities
Develop strategic partnerships with Texas Capital's banking coverage teams and external clients to identify new business opportunities
Collaborate seamlessly with internal stakeholders across sales & trading, credit, legal, risk, operations, and treasury to ensure superior execution
Build and maintain comprehensive cash flow models; develop and validate collateral performance assumptions; conduct scenario and sensitivity analysis to support rating agency submissions and investor materials
Establish consistent underwriting standards, risk discipline, and execution excellence across the platform, including balance sheet deployment
Build, mentor, and develop a high-performing team of junior bankers focused on origination and execution