Vice President of Residential Lending

Atlantic Federal Credit Union•South Portland, ME

10h•$175,000 - $210,000

About The Position

Atlantic Federal Credit Union is seeking an experienced, results-driven Vice President of Residential Lending to lead its residential mortgage business and develop a high-performing team. The role drives production, profitability, market growth, and exceptional member experiences while ensuring operational excellence across residential lending activities. Working closely with the Chief Lending Officer, the Vice President shapes strategy, strengthens referral partnerships, and advances the credit union’s residential lending objectives. The role leads growth and business development, develops lending professionals, manages operational and financial performance, and ensures compliance and sound risk management.

Requirements

8+ years of progressive residential mortgage lending leadership experience.
Demonstrated success growing mortgage production, leading sales-focused teams, and driving business development results.
Strong knowledge of residential lending operations, secondary market practices, regulatory requirements, and market dynamics.
Proven ability to coach, develop, and influence high-performing teams.
Exceptional relationship-building, communication, and executive presentation skills.
A strategic, data-driven approach to decision-making and continuous improvement.
Bachelor's degree or equivalent combination of education, training, and industry credentials.
Active NMLS registration.

Responsibilities

Develop and execute residential lending strategies supporting production, revenue, profitability, market share, and funded loan growth objectives.
Expand purchase mortgage volume and referral-based business through strategic partnerships, community engagement, and relationship-building.
Build and strengthen relationships with realtors, builders, financial professionals, employers, and community organizations.
Monitor market conditions, competitive trends, pipeline performance, and lending metrics to identify growth opportunities and improve results.
Champion lending products, pricing strategies, and sales practices that enhance profitability, competitiveness, and member outcomes.
Lead, coach, and develop residential lending professionals to achieve individual and organizational goals.
Foster accountability, collaboration, continuous improvement, and exceptional member service.
Establish performance expectations and use data-driven coaching to improve productivity, engagement, and results.
Lead hiring, performance management, talent development, succession planning, and employee engagement efforts.
Support a seamless mortgage experience from application through closing while focusing on member service.
Manage departmental budgets, financial performance, forecasts, and lending metrics.
Partner across the organization to improve efficiency, loan quality, reporting capabilities, and operational effectiveness, including technology and process improvements.
Ensure compliance with applicable laws, regulations, investor requirements, and credit union policies, while maintaining risk management, quality control, and audit readiness.
Balance growth objectives with sound lending practices and operational excellence.