Vice President of Commercial Lending

BANK OF LUXEMBURG•Bellevue, WI

6d•$106,200 - $132,200•Onsite

About The Position

As an employee of the Bank, supports company culture and mission statement to “Have a Positive Impact on People’s Lives”. Develops and maintains business relationships with new and existing commercial borrowers and deposit customers. Services a wide variety of businesses and individuals loans, both secured and unsecured.

Requirements

Bachelors degree and 8-9 years lending experience required or equivalent experience.
Advanced training, knowledge and experience in commercial lending
Strong time management, sales, business development, computer and analyzing financial statements required.
Must be self-motivated, sales oriented and possess excellent communication skills.

Nice To Haves

Competencies: Approachability, customer focus, decision making skills, negotiating, and personal accountability

Responsibilities

Interviews applicants to develop information concerning their business, needs, desires, abilities and earnings to determine whether a loan may be an acceptable risk.
Makes decisions on loans and terms within own lending limits, or makes recommendations on significant loans to a supervisor.
Underwrites loans acceptable to loan policy guidelines.
Reviews closing documents and closes loan with customer.
Follows current loans to ensure complete conformity with terms and knowledge of developing trends.
Provides advice and guidance to team members on commercial lending practices and procedures.
Calls on existing or potential customers to develop new business and to retain or increase existing business.
Cross-sells and refers a full range of banking services to present and potential customers.
Meets with customers to discuss needs and recommends ways the bank can serve their needs.
Supports and assists in the implementation of all bank marketing and sales strategies designed to maximize growth and profitability.
Maintains positive relationships with bank staff and works with management to help facilitate a total team concept.
Keep informed on changes within our market, recommending market opportunities for growth and development.
Reviews delinquent reports and/or files to determine plan of action.
Executes plan of action-phone, letters with goal being to determine problem and resolve.
Evaluates the performance and develops goals for direct reports, coaches to improve performance with monthly one on one meetings.
Provides career development guidance.
Provides recommendations to Chief Lending Officer for compensation decisions, hiring and disciplinary action for direct reports.