Vice President, Residential Lending

Atlantic Federal Credit Union•South Portland, ME

2d•$118,000 - $124,000

About The Position

Atlantic Federal Credit Union is seeking an accomplished Vice President of Residential Lending to provide strategic leadership and drive continued success within its residential lending division. This key leadership role involves shaping the future of the mortgage business by expanding market presence, enhancing profitability, strengthening referral partnerships, and developing a culture of accountability and performance. The individual will serve as the organization's residential lending expert, influencing executive decision-making while leading a team dedicated to helping members achieve homeownership goals.

Requirements

8+ years of progressive residential mortgage lending leadership experience.
Bachelor's degree or equivalent industry-recognized education and certifications.
Demonstrated success growing mortgage production, leading sales teams, and driving business development initiatives.
Strong understanding of residential lending operations, compliance requirements, market dynamics, and performance management.
Proven ability to influence, coach, and develop high-performing teams.
Exceptional relationship-building, communication, and executive presentation skills.
Strategic thinker with a data-driven approach to decision-making and continuous improvement.
Active NMLS registration.

Responsibilities

Create and execute a multi-year residential lending strategy.
Establish goals focused on production, revenue, profitability, and market expansion.
Identify emerging opportunities, competitive trends, and innovative solutions that support long-term success.
Lead organizational improvements that enhance efficiency, scalability, and results.
Inspire, coach, and mentor a team of residential lending professionals.
Set clear performance expectations and foster a results-oriented culture.
Develop future leaders through succession planning and ongoing professional development.
Own hiring, performance management, recognition, and career growth initiatives.
Expand purchase mortgage production and strengthen referral-based growth.
Build strategic relationships with realtors, builders, financial professionals, employers, and community organizations.
Champion consultative sales practices and relationship-focused lending.
Represent Atlantic in the community to enhance brand visibility and lending opportunities.
Manage departmental budgets, forecasts, and profitability objectives.
Partner with operational leaders to enhance loan quality, service delivery, and member satisfaction.
Drive technology initiatives that improve reporting, efficiency, and the lending experience.
Ensure compliance with regulatory, investor, and credit union requirements while maintaining strong risk management standards.