Global Banking & Markets- Dallas- Vice President, Loan Management & Due Diligence- 9702024

Goldman Sachs • Dallas, TX

5d • Onsite

About The Position

Vice President, Loan Management & Due Diligence with Goldman Sachs Bank USA in Dallas, Texas. Independently negotiate and review complex loan agreements and associated transaction documents, including evaluating credit, collateral, and funding terms to identify and mitigate financial and operational risk. Support the trading desk by independently conducting and evaluating platform diligence of prospective and existing lenders, including underwriting standards, operational guidelines, staffing models, technology systems, information security controls, and regulatory compliance frameworks. Independently track, assess, and confirm collateral adequacy for fundings and margining by evaluating compliance with collateral covenants, eligibility criteria, and concentration limits, and identifying potential deficiencies and risk exposures. Proactively monitor, interpret, and assess compliance with key deliverables and financial covenants under warehouse financing documents. Analyze, synthesize, and present complex portfolio-level trends and insights related to credit risk, collateral performance, and operational efficiency, delivering clear, concise, and actionable recommendations to multiple business groups. Independently partner with Engineering teams to define business requirements and support the development, enhancement, and implementation of data warehouse, reporting, and analytics initiatives. Design, develop, and maintain advanced reporting solutions, including interactive visualizations, dashboards, and pivot-table-based analyses.

Requirements

• Bachelor’s degree (or equivalent) in Business Administration, Finance, Economics, or a related field. Employer will accept bachelor's degree equivalent based on single degree, combination of degrees, combination of degree(s) and/or diplomas, where determined to be equivalent to U.S. bachelor's degree by a qualified credential evaluation service.
• Five (5) years of experience in job offered or a related role.
• Five (5) years of experience with developing Excel-based financial and operational models, dashboards, and management reports using large data sets to support business performance analysis and senior leadership decision-making.
• Five (5) years of experience collaborating with cross-functional teams, such as Product, Risk, Operations and Technology, and external clients to monitor project deliverables, communicate requirements, and resolve operational or reporting issues.
• Five (5) years of experience identifying risk issues and executing resolutions through documented corrective actions, while ensuring loan-related data consistency within internal loan management and reporting systems.
• Five (5) years of experience performing data analysis, reporting, extraction and presentation using MS Excel, PowerPoint, and SQL, including data extraction, validation, and portfolio reporting.
• Three (3) years of experience performing mortgage and consumer loan processes, including loan pricing methodologies, credit analysis, and credit risk mitigation techniques.
• Three (3) years of experience conducting trade analytics for structured consumer credit transactions, including securitization, acquisitions, and secondary-market activities.
• Three (3) years of experience performing analysis across consumer lending products in US or Latin America region, including experience with one of the following: personal unsecured loans, lender finance, student loans, auto loans, fleet financing, solar financing, residential improvement loans, or branch-based lending.
• Three (3) years of experience using Collateral Analysis System (CAS) to create efficiencies in collateral data reporting and analysis.

Responsibilities

• Independently negotiate and review complex loan agreements and associated transaction documents, including evaluating credit, collateral, and funding terms to identify and mitigate financial and operational risk.
• Support the trading desk by independently conducting and evaluating platform diligence of prospective and existing lenders, including underwriting standards, operational guidelines, staffing models, technology systems, information security controls, and regulatory compliance frameworks.
• Independently track, assess, and confirm collateral adequacy for fundings and margining by evaluating compliance with collateral covenants, eligibility criteria, and concentration limits, and identifying potential deficiencies and risk exposures.
• Proactively monitor, interpret, and assess compliance with key deliverables and financial covenants under warehouse financing documents.
• Analyze, synthesize, and present complex portfolio-level trends and insights related to credit risk, collateral performance, and operational efficiency, delivering clear, concise, and actionable recommendations to multiple business groups.
• Independently partner with Engineering teams to define business requirements and support the development, enhancement, and implementation of data warehouse, reporting, and analytics initiatives.
• Design, develop, and maintain advanced reporting solutions, including interactive visualizations, dashboards, and pivot-table-based analyses.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level