Vice President, Compliance (Testing & Monitoring)

Aqua Finance, Inc. • Bartlett, TN

1d • Onsite

About The Position

The Vice President, Compliance (Testing & Monitoring) is a senior leader responsible for the strategy, design, and execution of Aqua Finance’s enterprise Compliance Testing and Monitoring program. This role provides independent second-line oversight of regulatory risk across all consumer lending products and services, ensuring adherence to federal and state laws while strengthening a culture of compliance throughout the organization.

Requirements

• Bachelor’s degree in a related field or commensurate work experience required
• 12 years of progressive experience in Compliance, Risk Management, or Regulatory Oversight, with demonstrated leadership at the enterprise or line-of-business level
• 7 years of people management experience, including building and scaling high-performing compliance teams
• 5 years of experience in consumer financial services, with direct responsibility for compliance testing, monitoring, or second-line assurance programs
• Proven experience designing and leading enterprise-level Compliance Testing and Monitoring programs
• Experience developing risk-based test plans and testing methodologies
• Experience creating and maintaining audit-defensible documentation and workpapers
• Experience implementing automated or semi-automated testing solutions, dashboards, and reporting frameworks
• Advanced knowledge of federal consumer protection laws and regulations (e.g., UDAAP, Reg B, FCRA, FDCPA, TCPA, and privacy frameworks), including the ability to incorporate state law requirements
• Demonstrated ability to translate complex risk assessments into actionable testing strategies and compliance insights
• Experience overseeing compliance metrics, reporting, and issue tracking for senior leadership and Board-level audiences
• Strong executive communication skills, with the ability to present complex information clearly and influence decision-making
• Proficiency in Microsoft Office Suite and compliance data management, workflow, or GRC tools; experience leveraging technology to scale compliance testing programs strongly preferred

Nice To Haves

• Advanced degree or CRCM certification strongly preferred

Responsibilities

• Lead the enterprise Compliance Testing and Monitoring program, including strategy, methodology, execution oversight, and continuous improvement
• Develop and maintain risk-based, multi-year and annual testing plans aligned with enterprise risk assessments, regulatory changes, business initiatives, and emerging risks
• Oversee end-to-end compliance control testing across the product and service lifecycle, ensuring adherence to applicable federal and state regulations
• Design and implement scalable, technology-enabled testing solutions, including automated and semi-automated approaches to improve coverage, consistency, and efficiency
• Translate risk assessments into clearly defined, audit-defensible testing strategies, including scope, frequency, and depth of testing activities
• Provide effective second-line oversight and challenge of first-line monitoring activities, including evaluation of monitoring design, execution quality, and issue escalation practices
• Partner with business leaders to strengthen ownership of compliance risk while holding stakeholders accountable for timely remediation of identified issues
• Deliver clear, concise, and actionable reporting on testing results, trends, and remediation status to senior leadership, management committees, and the Board
• Support the Chief Compliance Officer in the execution of the overall Compliance Program and strategic initiatives

What This Job Offers

• Job Type: Full-time
• Career Level: Executive