Vice President, Commercial Lender

Midwest Heritage, A Hy-Vee Company • West Des Moines, IA

21h • Onsite

About The Position

The Vice President Commercial Lender is responsible for business development and relationship management of basic to the most complex credits to solicit and originate agricultural and/or commercial business. Position consists of managing asset quality of Commercial portfolios, retention and overall relationship management of business banking.

Requirements

• Bachelor’s Degree in Finance, Business or related field
• minimum of 7+ year’s commercial lending experience
• Must have valid driver’s license
• Commitment to the Midwest Heritage mission and willingness to promote the values of the organization.
• Strong organizational and time management skills with the ability to prioritize multiple tasks and meet deadlines.
• Proficient computer skills. Microsoft Office preferred (Outlook, Power Point, Excel and Word).
• Good verbal and written communication skills.
• Strong interpersonal skills; ability to relate to and interact with people in a friendly, professional manner.
• Strong detail orientation including the ability to review forms for accuracy and completeness.
• meet requirement for use of company vehicle

Responsibilities

• Responsible for meeting or exceeding loan, fee, and deposit production goals.
• Ensure loan and deposit portfolio is in compliance with all legal and regulatory requirements to maximize profitability of the organization while minimizing risk.
• Prepare and present basic to the most complex credits, including write-ups. This will include analyzing financial and related data, summary of credit risks, identification of loan policy exceptions, proposed improvements to loan structure, and assessment of the loan rating.
• Develops key relationships in the market by promoting a positive image of Midwest Heritage in the community through active participation in professional and civic group activities.
• Provide loan operations the needed information in a timely manner to ensure credit files are up to date and in compliance as measured by technical exception report (tickler).
• Build additional relationships across Midwest Heritage banking (deposit, mortgage, etc.), financial and insurance services, to existing and potential commercial customers.
• Actively participates in the strategic planning, development and marketing of Ag and/or commercial loan programs including developing pricing strategies and completing assigned projects. Analyzes and monitors various industries, market trends, economic risks and other related factors to identify local agricultural and/or business development and service opportunities.
• Evaluate and monitor various industries, market trends, economic risks, and other related factors and make recommendations to lender and/or loan committee including ways to improve risk management processes.
• Mentors, trains and assists less experienced peers on complex credits.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager