Vice President Commercial Banking

CNB St. Louis Bank • Maplewood, MO

1d • Onsite

About The Position

Being a Commercial Lender at CNB means: Ability to approve and close loans timely. Flexible deal structures Providing winning solutions for our customers and the bank Local support staff Achievable goals Supportive credit and documentation teams Customer and service focused culture Management commitment to delivering high customer experience.

Requirements

• 5+ years of prior commercial lending experience
• Strong credit/risk management background
• Record of successful business development
• Desire for continued professional development
• Strong teamwork and communication skills

Nice To Haves

• Bachelor's Degree in business, finance, or accounting preferred
• Extensive knowledge of commercial lending policies and procedures

Responsibilities

• Identifies, engages, and develops new markets and expand lending opportunities.
• Builds relationships, working within the prescribed framework of bank policies and procedures, to offer flexible and competitive financial solutions including business loans, lines of credit, SBA loans, deposits, and other business products.
• Gathers vital business, financial, and personal background information from potential borrowers.
• Reviews loan requests, credit history, and financial statements to perform a detailed analysis to determine whether proposed applications meet lending criteria.
• Prepares proposed credit memos, including recommendations for loan pricing and terms, and receives concurrence from the credit approving officer/s prior to proceeding with in-depth client negotiations.
• Monitors loan portfolio, communicating directly with borrowers, to ensure that all required financial exhibit due dates are monitored and received from customers in a timely manner.
• Maintains the credit quality of their individual portfolio within bank standards and guidelines; promptly surfaces all risk issues uncovered over the course of managing the portfolio.
• Actively participates in the local and business community at large.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager