Vice President, Chief Actuary - Asset Protection

Protective•Work From Home, AL

About The Position

The Vice President & Chief APD Actuary serves as the Asset Protection Division’s senior actuarial and risk executive, reporting to the Division President. The role provides independent actuarial oversight and shapes pricing, underwriting, portfolio, and risk decisions to support disciplined growth and strong financial performance. The leader oversees the actuarial function, partners across the business, and ensures the integrity of actuarial opinions, reserve analyses, and regulatory reporting.

Requirements

At least 10 years of progressively responsible actuarial experience in P&C, specialty, or asset protection insurance.
Experience in senior actuarial team leadership and across pricing, reserving, risk management, financial reporting, regulatory engagement, and executive decision support.
Associate of the Casualty Actuarial Society (ACAS) certification required.
Deep P&C or specialty insurance expertise across pricing, reserving, reinsurance, in-force performance, loss drivers, and portfolio risk.
Strong quantitative, analytical, and problem-solving skills, including the ability to translate complex actuarial analysis into clear, actionable insights and disciplined decisions.
Ability to communicate actuarial judgments, uncertainty, and recommendations credibly to executives, governance committees, boards, auditors, regulators, and technical and nontechnical stakeholders.
Ability to build trusted, action-oriented partnerships across functions, constructively challenge assumptions, and maintain actuarial independence.
Ability to develop accountable, high-performing teams and create alignment through clear communication, effective change leadership, and disciplined execution.
Enterprise and customer perspective, with curiosity, adaptability, resilience, courage, authenticity, and professional integrity.

Nice To Haves

Fellow of the Casualty Actuarial Society (FCAS).
Experience with extended warranty, service contract, GAP, or similar protection products.
Reinsurance and loss portfolio monitoring experience.

Responsibilities

Provide independent actuarial and risk oversight for APD asset protection products, including VSC, GAP, and ancillary offerings; establish credibility as APD’s independent actuarial voice; preserve professional skepticism; and escalate material concerns.
Oversee pricing strategy and performance across APD lines; challenge models, assumptions, methodologies, and data quality; strengthen pricing, reserve, model, and risk governance; and recommend actions that support profitability, disciplined margins, financial objectives, and APD’s risk appetite.
Partner with Product, Underwriting, Finance, Commercial, Claims, and Operations on risk selection, guidelines, new products, program governance, portfolio trends, loss drivers, pricing implications, and mitigations that balance growth, capital efficiency, and risk.
Monitor in-force performance through dashboards and risk indicators, including loss ratios, emergence patterns, frequency and severity trends, and other experience metrics; recommend actions to improve outcomes or rebalance risk.
Lead actuarial support for reinsurance strategy, evaluating structures, pricing, economic value, capital impact, retention limits, counterparty exposure, performance, and emerging risks to protect earnings and balance-sheet resilience.
Lead reserve adequacy assessments and support capital, solvency, financial planning, stress testing, and M&A analyses with Finance and Enterprise Risk.
Own P&C actuarial and regulatory reporting, including reserve analyses, actuarial opinions, and supporting memoranda; monitor relevant developments and ensure timely, accurate, compliant, decision-useful reporting.
Engage Pricing Committees, the CFO, the Chief Risk Officer, and other senior stakeholders with timely, decision-useful portfolio insights, clear performance reporting, actionable recommendations, and effective enterprise partnerships.
Build and lead an accountable, high-performing actuarial organization with strong capabilities, clear decision rights, technical standards, disciplined analysis, constructive challenge, continuous improvement, integrity, and succession depth.

Benefits

Annual incentive and Long Term Incentive (LTI) opportunities based on individual and Company performance.
Comprehensive health insurance.
Dental insurance.
Vision insurance.
Mental health benefits and an employee assistance program.
Paid time off.
Paid parental leave.
Short-term disability.
Cultural observance day.
Contributions to healthcare accounts.
Pension plan.
401(k) plan with Company matching.
ProHealth Rewards platform with cash rewards for engaging in wellbeing activities.