Venture Debt Associate

HSBC • San Francisco, CA

21h

About The Position

HSBC Innovation Banking provides debt solutions to early stage, high growth and public companies in the technology sector. Our differentiator is a global footprint in 70+ countries as well as a well-rounded banking platform including investment and corporate banking solutions. We are looking for someone who is passionate about the technology sector and innovation ecosystem. Ideally, you have experience in structuring and underwriting debt transactions as well as a keen curiosity about high growth innovative technology companies. You will be a critical member of a lean team and primarily focus on due diligence, deal structuring, and portfolio management as well as presenting with internal partners regarding the Innovation Banking division’s debt portfolio.

Requirements

• Ability to analyze business models, financial statements, competitive landscapes, and KPI’s
• Experience in debt underwriting with a focus on the healthcare and life sciences industries with a particular understanding of risk mitigation, capital structures, and repayment analysis
• Ability to assess and handle credit risks of existing portfolio including covenant compliance, rating changes, and ongoing financial performance
• Constantly curious and has a keen curiosity about technology trends/news as well as a firm understanding of the startup and VC ecosystem
• Willingness to wear multiple hats and collaborate with clients and internal partners
• Ability to work alongside legal counsel in negotiating commercial and credit terms
• Proficiency in Excel as well as databases such as Pitchbook or Crunchbase

Responsibilities

• Meet with clients & prospects and help the team in building and maintain relationships with these companies
• Help structure venture debt facilities that encourage balanced growth and protect against downside risk
• Perform key underwriting functions including KPI analysis, driven/market analysis, and financial modeling including forecasting, scenario, and valuation analyses
• Ensure accurate internal documentation of debt facilities, financial reporting and internal risk ratings
• Build and maintain a portfolio management framework that ensures timely and concise reviews of financial performance to senior credit approvers
• Review information and communicate on clients' performance internally.
• Develop a firm understanding of HSBC’s banking products and markets

Benefits

• tailored professional development opportunities
• competitive pay and benefits package
• robust Wellness Hub
• welcoming and inclusive work environment
• industry-leading volunteerism policy
• generous matching gift program
• comprehensive program of immersive Sustainability and Climate Change Initiatives

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed