US Graduate Leadership Program-Digital Banking & Payments

TD Bank•Mount Laurel, NY

13h•Onsite

About The Position

The US Graduate Leadership Intern Program is a 10-week internship that prepares you for the fulltime 2-year direct to impact development program and will accelerate your potential and place you at the center of a real-world transformational challenge, aimed at bettering the lives of the clients, colleagues, and communities we serve. This role provides specialized analytics, insights and research and/ or execution on projects and special initiatives. Demonstrates, and develops day-to-day leadership with meaningful contributions to the overall strategy within their functional area. This role will interact with partners and clients as required. This program is designed to attract, develop, and retain top talent within TD. After successful completion of this program, colleagues will be supported into their next role at TD.

Requirements

Pursuing a Graduate Degree in related field
5+ years of related experience
Demonstrated leadership experience, a history of delivering strong results, and high aspirations and motivation for career progression to senior leadership roles

Nice To Haves

Bachelor’s degree in Business Administration, Engineering, Computer Science, Economics, Finance, or a related field; an advanced degree, such as an MBA or master’s degree.
Experience developing and executing initiatives in product management, strategy, innovation, consulting, payments, fintech, treasury, wealth management, or digital transformation.
Experience collaborating with diverse stakeholders across business, technology, operations, risk, legal, compliance, and executive leadership, while building partnerships and influencing outcomes without direct authority in large, complex organizations.
Curiosity about emerging capabilities such as artificial intelligence, tokenization, digital assets, real-time payments, and digital servicing platforms.

Responsibilities

Solves complex problems requiring analysis of multiple variables, including consultation with multiple stakeholders
Leads projects of moderately to complex risk and resource requirements; may lead end-to-end processes or functional programs
Builds stakeholder alignment in leading projects and activities; may provide process and subject matter advice at senior levels
Integrates the broader organizational context into advice and solutions within own area
Understands the industry, competition and the factors that differentiate the organization
Applies best practices to implement process, product or service improvements
Acts as a subject matter expert within their own area of specialty or a resource for others
Contributes to setting standards within area of expertise
Uses advanced methods to contribute to new solutions and recommend standards against which others will operate
Impacts a range of functional programs and operations across own and related teams
Interprets guidelines, standards, policies and results of analysis to inform decision making at senior levels
Works independently as the senior technical lead and guides others within area of expertise
Completes business objectives set together with leadership as outlined at the start of the program
Develops detailed, accurate, and timely research and reporting supported by insightful commentary
Conducts internal and external research projects; support the development/ delivery of presentations / communications to management or broader audience
Conducts meaningful analysis at the functional or broader organizational level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices
Identifies/implements process improvements to automate, streamline, and increase of analysis and decisions
Represents business on cross-functional/cross-product working groups, projects, and forums
Works with key business partners on strategic initiatives
Liaison between internal stakeholders and external advisors, where appropriate
Manages and prioritize multiple projects, working with discretion and confidentiality
Advises and present senior management and influence decisions
Invests in personal development and growth
May be customer/client facing, and may be required to provide solutions for escalated inquiries or concerns
Adheres to organizational frameworks or methodologies that relate to activities for our business area
Ensures respective programs/policies/practices are well managed, meets business needs/priorities, and complies with internal/external requirements.
Consistently exercise discretion in managing correspondence, information and all matters of confidentiality; escalate issues where appropriate
Ensures business operations are in compliance with applicable internal and external requirements ( e.g. financial controls, segregation of duties, transaction approvals and physical control of assets)
Protects the interests of the organization – identify and manage risks, and escalate non-standard, high risk activities as necessary
Participates in cross-functional / enterprise / initiatives as a subject matter expert helping to identify risk / provide guidance for complex situations
Monitors service, productivity and assess efficiency levels within own function and implement continuous process/performance improvements
Leads / facilitates and/or implements actions/remediation plans to address performance/risk/governance issues
Actively manages relationships within and across various business lines, corporate and/or control functions and ensure alignment with organizational and/or regulatory requirements
Keeps abreast of emerging issues/trends and evolving regulatory climate, and assess potential impacts
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
Participates fully as a member of the team, support a positive work environment that promotes service to the business, innovation, and teamwork and ensure timely communication of issues/points of interest
Provides thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unit
Remains current on trends, and grow knowledge of the business, related tools, technology and techniques
Committed to curiosity and a growth mindset and a hunger to innovate with purpose
Participates in personal performance management and development activities, including cross training within own team
Keeps others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
Contributes to team development of skills/capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
Leads, motivates and develops relationships with internal and external business partners/stakeholders.
Contributes to a fair, positive and equitable environment that supports a diverse workforce.
Act as a brand ambassador for your business area/function and the bank, internally and externally