UNIVERSAL LOAN ASSISTANT

FIRST NATIONAL BANK OF OKLAHOMA•Oklahoma City, OK

13d•Onsite

About The Position

Chartered in 1917, First National Bank of Oklahoma saw a change with new ownership and management team in 2002 and recent years have been exciting. The bank's focus has been sharpened, two new Oklahoma City banking offices have been opened, new products developed and offered and we have an experienced staff to service our customers. We will continue evaluating service enhancements with a goal of delivering all of the banking services you require, while remaining true to our community banking roots. First National Bank of Oklahoma offers an excellent benefit package: Health, Dental, Vision, Life Insurance, Short-Term and Long-Term Disability Insurance, 401(k), Paid Holidays and PTO.

Requirements

High School diploma or equivalent.
Proficient typing and computer skills including Word and Excel.
Ability to read, comprehend and evaluate detailed and complex loan documents.
Ability to quickly learn new skills and apply to role.
Thorough understanding and familiarity of the bank’s loan policies and procedures.
Ability to work independently to resolve problems and complete complex loan transactions.
Thorough knowledge of regulatory and legal issues encountered in the completion and closing of complex commercial, consumer, and real estate loans.
Detail oriented, high level of flexibility and adaptability, enabling individual to work in a fast-paced environment.
Must be well-organized and display excellent time-management skills.
Ability to multi-task and work multiple loan files at one time while maintaining reference for each file.
Strong team focus with ability to work effectively in a team environment.

Nice To Haves

3+ years of experience in a commercial bank loan operations or loan closing environment is preferred.
Proficient in use of the bank’s Loan Documentation system (LaserPro) preferred.

Responsibilities

Represents the bank in a positive, courteous, friendly, and professional manner, including telephone, email, and other methods of communicating.
Responsible for creating commercial, consumer, and real estate loan promissory notes, loan agreements and all other types of documents in accordance with the terms and conditions of credit policy and approval and in compliance with local, state, and federal regulatory requirements.
Responsible for security of loan documents, including the perfection of the Bank’s interest in collateral and protection of documents which represent the Bank’s security interest (i.e. security agreements, recorded deeds, vehicle titles, UCC-1 forms, etc.)
Responsible for ensuring that loan document packages are complete and ready for funding and boarding including coordination with title and/or escrow companies for closing.
Responsible for meeting service level guarantees for provision of loan documents based on scheduled loan closings.
Communicates and coordinates with bank colleagues to collect additional information needed to prepare loan documents.
Responsible for timely and accurate booking and funding of loans.
Responsible for scanning and indexing all loan document types to the Bank’s imaging system.
Performs a pre- and post-documentation review of loan documentation.
Responsible for requesting title work, appraisals, and flood determinations for real estate secured loans.