Universal Banker

First Horizon•Memphis, TN

1d•Onsite

About The Position

The Universal Banker provides quality, accurate, and timely customer service for daily financial transactions and account opening in a retail banking environment. This role involves introducing bank products and services through outreach to prospects, providing tailored recommendations to existing clients to deepen relationships, and performing related duties such as outbound sales calls to achieve banking center goals. The position also provides support to banking center management.

Requirements

High school diploma or general education degree (GED)
Meet the requirements of a background credit check.
Compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations.
Complete the DeGarmo Retail Behavioral Assessment (takes approximately 12–15 minutes).
Assessment results must be submitted prior to having your application evaluated by Talent Acquisition.

Nice To Haves

1 year of experience as a Teller

Responsibilities

Provide both teller and platform support as needed to keep client wait times to a minimum and to provide quality customer service.
Perform daily processing of financial transactions, i.e. deposits, handling currency, coin, and cashing checks.
Open checking accounts, savings accounts, and provide all other deposit product services.
Identify client needs through consultative conversations and recommend appropriate products and services to meet those needs.
Open and process new demand and time deposit accounts including savings accounts, IRAs, certificates of deposit, and money market accounts.
Cross-sell and make referrals to bank partners to generate new business and deepen existing client relationships.
Conduct regular outbound calls to clients and prospects, including participating in client/prospect calling activities during special deposit/loan campaigns.
Assist client with loan application for personal/retail consumer needs and “handing off” the processing of these applications to the appropriate associate.
Research and resolve problems and respond to client inquiries on account status.
Deliver excellent client experiences consistently and promptly resolve client issues effectively.
Enhance individual knowledge to better serve clients by attending relevant sales, service, and product knowledge meetings, training classes, and web-based learning.
Comply with bank regulations, policies, procedures, risk management, internal controls, and the First Horizon code of ethics.
Assist banking center associates with all aspects of daily operations as needed, including audit controls.
Assist banking center management with “on the job training” of new associates.
Stay informed of all operational updates and changes to ensure compliance with all current guidelines.
Perform all other job-related duties as assigned.