Universal Banker

Hancock Whitney • New Orleans, LA

10d • Onsite

About The Position

A Universal Banker acquires, manages and retains meaningful relationships with clients using a consultative sales and service approach to proactively fulfill their financial needs. This role involves managing existing clients and prospects through in-person and phone interactions to build strong relationships, discover financial needs, and tailor product solutions. The Universal Banker will educate clients on self-service options, including digital solutions, and refer clients to other business partners for specialized needs. They will also process routine and complex transactions, drive sales conversations, build a pipeline of appointments, and assist with lobby management. A strong risk management culture and operational safety are essential.

Requirements

• High School Diploma or general education degree (GED) is required
• 1 year sales and client service experience in a professional environment; prior banking experience highly preferred or Bachelor’s degree and cash handling and customer service experience in retail or financial institution
• Proven ability to form and expand client relationships
• Ability to learn and navigate multiple banking systems and applications, and utilize search tools to find information
• National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008
• Employment is contingent upon meeting initial and ongoing registration requirements, including acceptable background investigation results
• Excellent communication skills – in person and over the phone – with proven ability to tailor features and benefits of products/services to clients with differing needs.
• Ability to learn products, services, and procedures quickly and accurately.
• Comfortable educating others on technology.
• Professional, thorough, and organized with strong follow-up skills.
• Performs well in a team environment and proactively collaborates with others to serve clients.
• Ability to understand and follow policies, procedures, and regulatory requirements.
• Ability to work under stress and meet deadlines.
• Ability to operate related equipment to perform the essential job functions.

Nice To Haves

• Bachelor’s degree preferred

Responsibilities

• Manages existing clients and prospects by meeting with them, both in person and over the phone, to build and maintain strong, lasting relationships, discover financial needs and tailor product solutions to meet the client’s overall financial needs.
• Proactively educates clients on alternate delivery methods and channels that make client’s lives easier by providing self-service options, including emerging technology and digital solutions like mobile, online and ATM options, to access their accounts 24 hours a day/7 days a week.
• Refers clients to other business partners to provide clients with experts who can assist them with their specialized financial needs.
• Applies product and procedural knowledge to solve client problems appropriately and efficiently to enhance the client experience.
• Processes a variety of routine and complex transactions for Financial Center clients, including deposits, withdrawals, and loan payment processing.
• Engages in client and/or prospect management activities.
• Drives proactive sales conversations, through outside interactions with a consultative sales process and financial needs assessment including, identifying and independently acting upon sales opportunities to build a strong pipeline of appointments to meet assigned sales goals.
• Leverages ecosystem partnerships as well as community centers of influence to acquire, expand and retain relationships.
• Assists in the responsibility of managing the lobby by actively engaging, greeting and directing client lobby traffic.
• Will be asked to perform the duties of the role based upon the needs of the financial center.
• Supports the Bank's strong risk management culture through awareness, knowledge and sound decision making.
• Ensures operational and financial safety and soundness.
• Maintain awareness of the environment, the situation, and the client.
• Leverages Lobby Management as a tool for managing client interactions and risk.

Benefits

• Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED