Universal Banker II

Nicolet National Bank•Edgar, WI

10d•Onsite

About The Position

The Universal Banker II will play a key role in driving new customers and business while expanding existing relationships for Nicolet and your branch, serving as a trusted frontline advisor who reflects Nicolet’s culture, values, and commitment to an exceptional customer experience. You perform all responsibilities of a Universal Banker I—including teller operations, digital support, and needs‑based referrals—with the added capability of opening and servicing consumer deposit accounts. You engage customers in deeper financial conversations, recommend appropriate Nicolet solutions, and ensure accurate, compliant account‑opening experiences. You also play an important role in identifying and referring credit opportunities, connecting customers with Personal Bankers or lending specialists. You help support branch performance through strong customer engagement, proactive referrals, accurate operations, and adherence to regulatory and compliance standards.

Requirements

High school diploma or equivalent required.
1–2 years of banking, customer service, or cash‑handling experience required.

Nice To Haves

Prior experience opening consumer deposit accounts preferred.
Exposure to branch sales, referrals, and basic financial‑services concepts strongly preferred.

Responsibilities

Deliver welcoming, professional service across in‑person, phone, and digital channels.
Conduct meaningful, needs‑based conversations to understand customer goals and recommend solutions.
Provide accurate assistance for servicing requests with timely follow‑up to ensure satisfaction.
Accurately process deposits, withdrawals, loan payments, transfers, cashier’s checks, and other transactions.
Balance cash drawer; assist with vault, ATM, night depository, and dual‑control responsibilities.
Identify suspicious or fraudulent behavior and escalate appropriately.
Open and service consumer deposit accounts (checking, savings, money market, CDs).
Complete account maintenance, customer information updates, and documentation reviews accurately.
Ensure compliance with onboarding, KYC, CIP, identity verification, and policy requirements.
Educate customers on account features, benefits, and digital access tools.
Identify financial needs and recommend appropriate Nicolet products and services.
Meet referral, service, and activity expectations aligned with branch goals.
Refer customers to partners for consumer loans, home equity loans/lines, credit cards, business banking, and investment/wealth services.
Maintain disciplined outreach, follow‑ups, and pipeline management.
Contribute to the achievement of business objectives by conducting internal and external sales calls and other business development activities.
Resolve account issues, transaction discrepancies, fee inquiries, and debit‑card concerns with professionalism.
Use sound judgment to escalate complex issues to Personal Bankers or leadership.
Follow Nicolet policy and applicable regulations (BSA/AML, KYC, OFAC, Reg CC, Reg E, privacy, and security).
Maintain accurate records, documentation, and audit‑ready practices.
Adhere to branch operations procedures and risk‑mitigation standards.
Participate in team huddles; share observations and support branch goals.
Represent Nicolet in community involvement and customer‑engagement activities.
Provide informal support to Universal Banker I colleagues, helping build skill and confidence.
Uphold Nicolet’s philosophy and policies by maintaining appropriate controls to ensure full compliance with applicable laws and regulations, thereby fulfilling legal responsibilities and enhancing the quality of services provided by Nicolet.
Understand and communicate the value of diversity within the workplace and to work successfully with others without regard to age, gender, race, sexual orientation, ethnicity, culture, religion, disability status, socioeconomic status or other non-job-related classification, including a commitment to Nicolet’s policies on equal employment opportunities and non-discrimination with a willingness to pursue efforts of inclusion and respect toward different perspectives.
Performs all other duties as assigned.