Underwriting Trainee – Charlotte, NC (Hybrid)
About The Position
Selective Insurance is hiring an Underwriting Trainee for its Southern Region, based in Charlotte, North Carolina. The role is part of Momentum, a nine-month program that develops insurance expertise through classroom learning, business rotations, and on-the-job training. Training begins in July 2027 with eight weeks at the Branchville, New Jersey office, after which trainees return to their regional offices. Upon completing the program, trainees transition to full-time roles, including in Underwriting. The trainee learns to underwrite renewal business and administer and monitor underwriting rules and guidelines, rating manual rules, and insurance laws and regulations. The role also involves reviewing agents’ books of business and learning to provide service and guidance to agents while supporting experienced underwriters. Travel may include visits to agents’ offices, Risk Management surveys, Premium Audit and Claim reviews, and frequent trips to corporate headquarters in New Jersey.
Requirements
- May be required to travel to agents’ offices, attend Risk Management surveys, and participate in Premium Audit and Claim reviews.
- Must have a valid state-issued driver’s license in good standing.
- Demonstrated self-starter.
- Ability to communicate effectively with internal and external customers and peers.
- Sound, balanced, and timely decision-making skills.
- Achieve AINS and AU insurance designations within 18 months of accepting the position.
- Willingness to travel frequently to corporate headquarters in New Jersey.
Nice To Haves
- College degree preferred.
Responsibilities
- Develop proficiency in insurance theories and practices.
- Develop expertise in analyzing customer needs.
- Learn how to negotiate price, coverage, and terms for renewals.
- Deliver and present renewal proposals to agency personnel.
- Build relationships with agents through agency visits, phone conversations, and written correspondence.
- Collaborate with underwriting, claims, and marketing to learn the business and its processes.
- Demonstrate aptitude for analyzing and interpreting underwriting information.
- Analyze data to determine coverage and line-of-business upsells.
- Participate in an assigned corporate group project.
Benefits
- Competitive base salary
- Incentive plan eligibility at all levels
- Comprehensive health care plans
- Retirement savings plan with company match
- Discounted Employee Stock Purchase Program
- Tuition assistance and reimbursement programs
- Paid time off plans
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
No Education Listed
