Underwriting Trainee – Charlotte, NC (Hybrid)
About The Position
Selective Insurance is hiring Underwriting Trainees for its Southern Region, based out of the Charlotte, North Carolina office. The Momentum Trainee program is a nine-month program that builds insurance expertise through classroom learning, business rotations, and on-the-job training. Training begins in July 2027 with eight weeks at the Branchville, New Jersey office, after which trainees return to their regional offices. Upon completing the program, trainees transition into full-time roles in Underwriting, including Excess & Surplus lines, Risk Management, Accounting, and other areas. In this role, trainees learn to underwrite renewal business and administer and monitor underwriting rules and guidelines, rating manual rules, and insurance laws and regulations. They review agents’ books of business and learn to provide service and guidance to agents while supporting more experienced underwriters.
Requirements
- A valid state-issued driver's license in good standing.
- Demonstrated self-starter ability.
- Ability to communicate effectively with internal and external customers and peers.
- Sound, balanced, and timely decision-making skills.
- Achieve AINS and AU insurance designations within 18 months of accepting the position.
- Willingness to travel frequently to the corporate headquarters in New Jersey.
Nice To Haves
- College degree preferred.
Responsibilities
- Develop proficiency in insurance theories and practices.
- Develop expertise in analyzing customer needs.
- Learn to negotiate price, coverage, and terms for renewals.
- Deliver and present renewal proposals to agency personnel.
- Build relationships with agents through agency visits, phone conversations, and written correspondence.
- Collaborate with underwriting, claims, and marketing to learn the business and its processes.
- Demonstrate aptitude for analyzing and interpreting underwriting information.
- Analyze data to determine coverage and line-of-business upsell opportunities.
- Participate in an assigned corporate group project.
Benefits
- Competitive base salary
- Incentive plan eligibility at all levels
- Comprehensive health care plans
- Retirement savings plan with company match
- Discounted Employee Stock Purchase Program
- Tuition assistance and reimbursement programs
- Paid time off plans
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
No Education Listed
