Underwriting Specialist

Superior Auto Inc • Fort Wayne, IN

4d • $22 - $23

About The Position

This position is responsible for reviewing all vehicle contract documentation for completeness and compliance with state and federal laws as well as adherence to company policies and procedures and making approval/denial decisions.

Requirements

• Ability to interact with dealership employees and others while exercising diplomacy.
• Must possess the ability to analyze data and perform basic calculations including DTI.
• Must be able to apply judgment and logic in making decisions within set Company standards.
• Must be able to handle multiple simultaneous requests.
• Minimum 2 years’ experience in funding/lending/contracts.
• Must possess a high level of attention to detail and be comfortable utilizing all Microsoft programs as well as other computer applications and systems.
• Continuous contact with all levels of employees; must possess diplomacy.
• Must demonstrate the ability to maintain a high level of confidentiality.
• Ability to work extended hours as needed.

Nice To Haves

• Experience in sub-prime financing a plus.

Responsibilities

• Reviews customer information and supporting documentation provided by Credit Specialist and makes a decision to approve or deny a contract or modify the deal to allow conditional approval.
• Recalculate debt-to-income (DTI).
• Communicates with General Managers and Regional Managers regarding rejected deals; provides advice to modify deals.
• Stores and maintains contracts and supporting documents (both hard copy and electronic) according to legal and compliance requirements.
• Flexible schedule. Five day work week. Sunday plus one week day off.
• Other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed