Underwriting Specialist - Retail

Zurich Insurance Company Ltd.•Olathe, KS

1d•$75,000 - $125,000•Hybrid

About The Position

Zurich is currently looking for an Underwriting Specialist within the Direct Markets area. This person is responsible for managing a portfolio of franchised auto dealer accounts, with accountability for risk selection, pricing, and overall profitability. This role independently evaluates new business and renewal opportunities, assessing exposures, financials, and loss experience to determine appropriate terms and conditions in alignment with underwriting guidelines and business strategy. The Underwriter Specialist partners closely with Sales, Operations, and internal stakeholders to support growth and retention objectives while ensuring disciplined decision-making and accurate documentation. With moderate account complexity and increasing autonomy, this role demonstrates consistent underwriting judgment, identifies referral needs, contributes to team performance, and builds strong relationships with customers and internal partners to drive sustainable portfolio results.

Requirements

High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area.
OR High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area
OR Zurich Certified Insurance Apprentice including an associate degree and 1 or more years of experience in the Underwriting or Market Facing area
OR Zurich Certified Insurance Apprentice including an associate degree and 4 or more years of experience in the Claims or Underwriting Support area
Knowledge of line/s of business and the legal and regulatory guidelines
Knowledge of time restraints for quotes on new and renewal business
Experience with Microsoft Office

Nice To Haves

Bachelor’s Degree
Strong verbal and written communication skills
Strong relationship building skills

Responsibilities

Administer and monitor underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.
Develop, maintain & collaborate with Line of Business representatives and other business-related needs, as appropriate.
Develop and maintain relationships with distributors (agents & brokers) in support of business retention and acquisition and works with customers and distributors (agents & brokers) to determine their insurance related needs and provide solutions.
Support the organization's sales culture by being a Help Point for agents, brokers and customers.
Proactively seek renewal and new account opportunities.
Complete detailed opportunity assessment with key distributors to identify growth opportunities.
Qualify accounts to meet with the organization's appetite, balanced with sound business opportunity.
Make broker/customer and on-sight calls with a planned and well-prepared purpose.
Mentor team members.