Underwriting Lead

Slash Financial•New York, NY

1d•$175,000 - $225,000•Onsite

About The Position

Slash is looking for an Underwriting Lead to make high-quality credit decisions, build a consistent underwriting operating rhythm, and help turn credit policy into a scalable customer experience. This is a hands-on role for someone who can underwrite complex businesses today and improve the system for tomorrow.

Requirements

5+ years of commercial credit underwriting experience; experience with SMBs, commercial cards, working-capital products, or fintech lending is strongly preferred.
Demonstrated ability to analyze business financial statements, cash flow, liquidity, leverage, repayment capacity, bank activity, and bureau or alternative data.
Sound judgment in ambiguous cases and a track record of writing concise, defensible credit recommendations.
Experience operating within credit policy, delegated authority, exception governance, and regulated or bank-partner environments.
Operational discipline and strong cross-functional communication; you care about turnaround, auditability, and explaining credit tradeoffs clearly.

Responsibilities

Underwrite new accounts and material exposure changes using financial statements, bank and transaction data, bureau information, business profile, ownership information, and relevant internal signals.
Prepare clear credit memos and recommendations; exercise delegated authority where granted and escalate exceptions or complex cases under the credit policy.
Own application queue health, document collection, decision turnaround, rework, and escalation. Establish operating metrics and investigate bottlenecks.
Drive consistent decision documentation, reason codes, approval conditions, and exception tracking; conduct regular calibration and quality reviews.
Partner with Product, Engineering, Data, Fraud, Legal/Compliance, Operations, and our program partners to build effective decisioning, evidence, and audit trails.
Train and coach future underwriting team members and create durable procedures, examples, and decision standards.